485 Main St, Derby, VT 05829 Property Records

Derby Town property record for 485 Main St, Derby, VT 05829

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,464 sqft · built 1948
Lot Size0.57 acres (24,829 sqft)
Owner2 Trust Names on File
Last Sale$136,500 (Dec 2003)
Tax Bill$2,232 (2025)
Deeds & MortgagesJun 2022 Transfer
APN177-056-12080

Property Details

APN / Parcel Number

Primary APN177-056-12080
Alternative APNs
  • M:MSTD B:L044A6 L:L
  • (056) MSTDL044A6L

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,464 sqft Living Area
Gross Area3,069 sqft
Basement Area784 sqft
Unfinished Basement784 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area24,829 sqft (0.57 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address485 MAIN ST
CityDERBY
StateVT
Zip05829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHSE ATT GAR SHED & LOT
JurisdictionDERBY VT
Township / Civil DivisionDERBY
Census Block Group1
Census Block1000
Census Tract951200

Owner

485 Main St is held in a trust since June 2022.

Source: Derby Town records, as of August 18, 2026

Owner of Record2 Trust Names on File
Mailing Address38 MEREDITH DR, NASHUA, NH 03063-2005
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 23, 2003 · Amount on File
Deed SaleDec 23, 2003 · Amount on File
Deed Document Number2003384144
Deed Book / Page195 / 268
Last Transfer DateJun 23, 2022
Transfer Doc0248264256
Record UpdatedSep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDERBY VT
Recording DateJun 27, 2022
Property Address485 MAIN ST, DERBY, VT 05829
Document NumberDK248264256
Instrument DateJun 23, 2022
InstrumentDK 248264256
Transaction TypeTransfer
Record UpdatedMay 29, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address38 MEREDITH DR, NASHUA, NH 03063-2005

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 MEREDITH DR, NASHUA, NH 03063-2005

Tax Assessment & Valuation

The 2025 property tax bill for 485 Main St was $2,232, down 19.3% from the year before.

Source: Derby Town assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateVermont
CountyOrleans County
County SubdivisionDerby Town
MunicipalityDerby Line Village
Elementary School DistrictDerby School District (PK - 06)
Secondary School DistrictNorth Country Junior/Senior UHSD 22 (7-12) (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,232.00 (-19.34%)$122,000 Land $39,200 Building $82,800
2024$2,767.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 485 Main St; there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimOct 2019 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 485 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDERBY LINE VILLAGE WATER DISTRICT
serves 897 people · EPA ID VT0020568
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Main St

Nearby Streets

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