Kane County property record for 498 Hubbard Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,190 sqft · built 1957 |
| Lot Size | 0.182 acres (7,920 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $106,000 (Dec 1996) |
| Tax Bill | $6,503 (2025) |
| Deeds & Mortgages | Feb 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-10-480-015 |
| Primary APN | 06-10-480-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,190 sqft Living Area |
| Gross Area | 2,380 sqft |
| 1st Floor Area | 1,190 sqft |
| Basement Area | 1,190 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Construction Type | Frame |
| Lot Area | 7,920 sqft (0.182 acres) |
| Street Address | 498 HUBBARD AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREENACRES LOT 6 BLOCK 1 |
| Legal Subdivision | GREENACRES |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 851102 |
498 Hubbard Ave is owned by a company that acquired it in February 2021.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 135 DUCHESS LN, HAMPSHIRE, IL 60140-9622 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 1996 · Amount on File |
| Deed Sale | Dec 16, 1996 · Amount on File |
| Deed Document Number | 199688687 |
| Last Transfer Date | Feb 4, 2021 |
| Transfer Doc | 0000012442 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 16, 2021 |
| Property Address | 498 HUBBARD AVE, ELGIN, IL 60123-3412 |
| Document Number | 0000012442 |
| Instrument Date | Feb 4, 2021 |
| Instrument | 2021K012442 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 135 DUCHESS LN, HAMPSHIRE, IL 60140-9622 |
The 2025 property tax bill for 498 Hubbard Ave was $6,503.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,503.00 | $85,248 (+8.57%) Land $23,511 Building $61,737 | $255,846 (+8.57%) Land $70,561 Building $185,285 |
| 2024 | $78,519 Land $21,655 Building $56,864 | $235,651 Land $64,991 Building $170,660 | |
| 2022 | $5,608.00 (+3.95%) | $64,681 (+6.96%) Land $17,839 Building $46,842 | $194,043 (+6.96%) Land $53,517 Building $140,526 |
| 2021 | $5,395.00 | $60,472 Land $16,678 Building $43,794 | $181,416 Land $50,034 Building $131,382 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 498 Hubbard Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 498 Hubbard Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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