474 Hubbard Ave, Elgin, IL 60123 Property Records

Kane County property record for 474 Hubbard Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,160 sqft · built 1960
Lot Size0.182 acres (7,920 sqft)
Owner2 Individual Names on Record
Last Sale$5,688 (Mar 2017)
Tax Bill$3,695 (2025)
Deeds & MortgagesMar 2017 Transfer
Flood ZoneZone X (minimal risk)
APN06-10-480-018

Property Details

APN / Parcel Number

Primary APN06-10-480-018

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,160 sqft Living Area
Gross Area3,480 sqft
Basement Area1,320 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialBrick
Lot Area7,920 sqft (0.182 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address474 HUBBARD AVE
CityELGIN
StateIL
Zip60123-3412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGREENACRES LOT 10 BLOCK 1
Legal SubdivisionGREENACRES
Legal Block1
Legal Lot Number10
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3004
Census Tract851102

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address474 HUBBARD AVE, ELGIN, IL 60123-3412
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2017 · Amount on Record
Deed SaleMar 2, 2017 · Amount on Record
Prior SaleNov 20, 2014 · Amount on Record
Deed Document Number201711143
Prior Transfer DateFeb 21, 2017
Prior Transfer Doc0000011143
Record UpdatedOct 29, 2026

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateMar 2, 2017
Property Address474 HUBBARD AVE, ELGIN, IL 60123-3412
Document Number0000011143
Instrument DateFeb 21, 2017
Instrument11143
Transaction TypeTransfer
Record UpdatedMay 3, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address474 HUBBARD AVE ELGIN IL 601233412, ELGIN, IL 60123-3412

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,695.00 (-20.25%) Homeowner's exemption Senior Citizen's exemption$112,163 (+8.57%) Land $23,511 Building $88,652$336,624 (+8.57%) Land $70,561 Building $266,062
2024$103,309 (+21.39%) Land $21,655 Building $81,654$310,051 (+21.44%) Land $64,991 Building $245,060
2022$4,633.00 (-2.81%) Homeowner's exemption$85,103 (+6.96%) Land $17,839 Building $67,264$255,309 (+6.96%) Land $53,517 Building $201,792
2021$4,767.00 Homeowner's exemption$79,565 Land $16,678 Building $62,887$238,695 Land $50,034 Building $188,661

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile.

Nearby Properties on Hubbard Ave

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