San Joaquin County property record for 498 Gonzalez St, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,790 sqft · built 1989 |
| Lot Size | 0.103 acres (4,510 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Jun 2018) |
| Tax Bill | $6,444 (2025) |
| Deeds & Mortgages | Aug 2017 Line of Credit Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 235-290-790-000 |
| Primary APN | 235-290-790-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,790 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 4,510 sqft (0.103 acres) |
| Garage Type | Mixed |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 498 GONZALEZ ST |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95376-5421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC |
| Legal Description | 89-FM PT OF 235-140-03 |
| Legal Subdivision | QUAIL RUN |
| Legal Tract | 2173 |
| Legal Lot Number | 136 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 5405 |
Source: San Joaquin County records · APN 235-290-790-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1250 LA PLAYA ST APT 103, 103, SAN FRANCISCO, CA 94122-1069 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Nov 01, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jun 08, 2018 | Grant Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 08, 2018 · Amount on Record |
| Deed Sale | Jun 08, 2018 · Amount on Record |
| Prior Sale | Jul 17, 2009 · Amount on Record |
| Deed Document Number | 2018-063710 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 498 GONZALEZ ST, TRACY, CA 95376-5421 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000095656 |
|---|---|
| Date | Aug 21, 2017 |
| Instrument | 2017-095656 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 498 GONZALEZ ST, TRACY, CA 95376-5421 |
| Document Number | 0000128132 |
| Instrument Date | Nov 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2019 |
| Title Company | CHICAGO TITLE COMPANY STOCKTON, CHICAGO TITLE CO STOCKTON |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1250 LA PLAYA ST #103 SAN FRANCISCO CA 941221069, 103, SAN FRANCISCO, CA 94122-1069 |
| Document Number | 0000128132 |
|---|---|
| Date | Nov 06, 2019 |
| Instrument | 128132 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 05, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jun 08, 2018 |
| Property Address | 498 GONZALEZ ST, TRACY, CA 95376-5421 |
| Document Number | 0000063710 |
| Map Reference | MB 29 PG 62 |
| Instrument Date | Jun 05, 2018 |
| Instrument | 2018-063710 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1250 LA PLAYA ST APT 103, 103, SAN FRANCISCO, CA 94122-1069 |
| Document Number | 0000063711 |
|---|---|
| Date | Jun 08, 2018 |
| Instrument | 2018-063711 |
| Name | PMAC LENDING SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,444.00 (+10.12%) | $540,464 (+4.04%) Land $136,537 Building $403,927 |
| 2023 | $5,852.00 (+2.08%) | $519,479 Land $131,236 Building $388,243 |
| 2022 | $5,733.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Zinnia Networks Fixed Wireless | 600 / 120 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Based on FCC filings for 453 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF TRACY serves 98,215 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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