San Joaquin County property record for 491 Gonzalez St, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,790 sqft · built 1990 |
| Lot Size | 0.098 acres (4,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $358,000 (Jul 2004) |
| Tax Bill | $3,891 (2026) |
| Deeds & Mortgages | Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 235-290-370-000 |
| Primary APN | 235-290-370-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,790 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 4,250 sqft (0.098 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 235-290-37 |
|---|---|
| Street Address | 491 GONZALEZ ST |
| City | TRACY |
| State | CA |
| Zip | 95376-5423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 2173 LOT 37 |
| Legal Subdivision | QUAIL RUN POR |
| Legal Tract | 2173 |
| Legal Block | 3 |
| Legal Lot Number | 37 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 5405 |
491 Gonzalez St is owned and occupied by an individual who bought it in July 2004.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 491 GONZALEZ ST, TRACY, CA 95376-5423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2004 · Amount on File |
| Deed Sale | Jul 28, 2004 · Amount on File |
| Deed Document Number | 2004166645 |
| Prior Transfer Date | Jul 19, 2004 |
| Prior Transfer Doc | 0000166645 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 491 GONZALEZ ST, TRACY, CA 95376-5423 |
| Document Number | 0000001215 |
| Instrument Date | Dec 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2018 |
| Title Company | TITLE 365- NLSE |
| Name | Verified Name |
|---|---|
| Address | 491 GONZALEZ ST TRACY CA 953765423, TRACY, CA 95376-5423 |
| Document Number | 0000001215 |
|---|---|
| Date | Jan 5, 2018 |
| Instrument | 1215 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 4, 2048 |
The 2026 property tax bill for 491 Gonzalez St was $3,891 with a homeowner's exemption, up 0.1% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,891.00 (+0.1%) | ||
| 2025 | $3,887.00 Homeowner's exemption | $324,807 Land $132,305 Building $192,502 | |
| 2023 | $3,531.00 (+2.14%) Homeowner's exemption | $312,196 Land $127,168 Building $185,028 | $565,830 |
| 2022 | $3,457.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 491 Gonzalez St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 491 Gonzalez St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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