Frederick County property record for 498 Giltspur Rd, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,232 sqft · built 1980 |
| Lot Size | 0.213 acres (9,293 sqft) |
| Owner | Individual Name on File |
| Last Sale | $74,000 (Aug 1986) |
| Tax Bill | $5,368 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-091380 |
| Primary APN | 02-091380 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 848 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,293 sqft (0.213 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 091380 |
|---|---|
| Street Address | 498 GILTSPUR RD |
| City | FREDERICK |
| State | MD |
| Zip | 21703-6069 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LT 73 BLK D SECT 4 9293 SQ FT HILLCREST ORCHARDS |
| Legal Subdivision | HILLCREST ORCHARDS SEC 4 |
| Legal Block | D |
| Legal Lot Number | 73 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 750506 |
Source: Frederick County records · APN 02-091380
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 498 GILTSPUR RD, FREDERICK, MD 21703-6069 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 01, 1986 · Amount on Record |
| Deed Sale | Aug 01, 1986 · Amount on Record |
| Deed Book / Page | 1354 / 873 |
| Record Updated | Sep 20, 2026 |
Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $312,233 (+30.62%) | $358,100 (+23.78%) Land $168,600 Building $189,500 | |
| 2025 | $5,368.00 (+22.42%) | ||
| 2023 | $4,385.00 | $239,033 | $289,300 Land $119,200 Building $170,100 |
Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
May also be available: Shenandoah Telecommunications Company, T-Mobile USA, Verizon.
Based on FCC filings for 477 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FREDERICK serves 54,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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