Frederick County property record for 497 Giltspur Rd, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,529 sqft · built 1980 |
| Lot Size | 0.232 acres (10,089 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Sep 1999) |
| Tax Bill | $4,610 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-091321 |
| Primary APN | 02-091321 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,529 sqft Living Area |
| Gross Area | 1,657 sqft |
| 1st Floor Area | 879 sqft |
| Basement Area | 650 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Split Foyer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,089 sqft (0.232 acres) |
| Porch | Slab |
| Porch Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 091321 |
|---|---|
| Street Address | 497 GILTSPUR RD |
| City | FREDERICK |
| State | MD |
| Zip | 21703-6068 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LT 68 BLK D SECT 4 10089 SQ FT HILLCREST ORCHARDS |
| Legal Subdivision | HILLCREST ORCHARDS |
| Legal Block | D |
| Legal Lot Number | 68 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 750506 |
Source: Frederick County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 497 GILTSPUR RD, FREDERICK, MD 21703-6068 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 1999 · Amount on Record |
| Deed Sale | Sep 28, 1999 · Amount on Record |
| Prior Sale | Apr 28, 1988 · Amount on Record |
| Deed Document Number | 19996176 |
| Deed Book / Page | 2635 / 912 |
| Record Updated | Jun 8, 2026 |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,610.00 (+12.36%) Homeowner's exemption | $319,000 (+19.03%) Land $120,000 Building $199,000 | $319,000 (-) Land $120,000 Building $199,000 |
| 2023 | $4,103.00 Homeowner's exemption | $268,000 | $319,000 Land $120,000 Building $199,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
May also be available: Glo Fiber, T-Mobile, Verizon.
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