498 Edwards Loop, Clyo, GA 31303 Property Records

Effingham County property record for 498 Edwards Loop, Clyo, GA 31303 · Last verified December 2025

Property Highlights

Property Type	Vacant Land > Private Preserve, Open Space
Lot Size	1,064,606 sqft (24.4 acres)
Occupancy	Owner Occupied
Last Sale	$183,300 (2024)
Tax Bill	$132.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`02830006TPO`
Alternative APNs	`02830006` `1990`

Exterior

Lot Area	1,064,606 sqft (24.4 acres)

Location & Zoning

Account Number	1990
Street Address	498 EDWARDS LOOP
City	CLYO
State	GA
Zip	31303-2301
Property Category	Vacant Land
Property Type	Vacant Land > Private Preserve, Open Space
Legal Description	24.44 AC TRCT 3 2023 CUVA
Legal Tract	3
Jurisdiction	EFFINGHAM GA
Township / Civil Division	SHAWNEE
Census Block Group	2
Census Block	2016
Census Tract	30100

Owner

Source: Effingham County records · APN 02830006TPO

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4613 BELFAST RIVER RD, RICHMOND HILL, GA 31324-5741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2024	Deed of Trust, Mortgage · Conventional Mortgage BANK OF NEWINGTON
Nov 03, 2025	Deed of Trust, Mortgage NEW AMERICA FUNDING
Mar 28, 2024	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 28, 2024 · Amount on Record
Deed Sale	Mar 28, 2024 · Amount on Record
Deed Document Number	0000029021
Deed Book / Page	2902 / 1
Record Updated	Jun 08, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	498 EDWARDS LOOP, CLYO, GA 31303-2301
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	EDWARDS LOOP

Mortgage

Document Number	0000002932/0000000331
Date	Sep 19, 2024
Book Page	0000002932/0000000331

Lender

Name	BANK OF NEWINGTON

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 01, 2025

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	498 EDWARDS LOOP, CLYO, GA 31303-2301
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	EDWARDS LOOP

Mortgage

Document Number	0000003005/0000000096
Date	Nov 03, 2025
Book Page	0000003005/0000000096
Instrument	D2025008643

Lender

Name	NEW AMERICA FUNDING

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2055

March 2024: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 28, 2024
Property Address	498 EDWARDS LOOP, CLYO, GA 31303-2301
Document Number	00002902/1
Book / Page	2902 / 1
Instrument Date	Mar 28, 2024
Instrument	D2024-002260
Transaction Type	Transfer
Record Updated	Dec 22, 2025

Transaction

Amount	Amount Recorded
Tax	$1.84
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	EDWARDS LOOP, GA

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$132.00 Additional exemption filed	$30,123 Land $30,123	$75,308 Land $75,308

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 42% of Georgia
Wildfire Likelihood	About 1 in 1,429 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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