480 Edwards Loop, Clyo, GA 31303 Property Records

Effingham County property record for 480 Edwards Loop, Clyo, GA 31303 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1999
Square Footage	2,514 sqft Heated Area
Lot Size	532,303 sqft (12.2 acres)
Garage	504 sqft
Occupancy	Owner Occupied
Last Sale	$265,000 (2022)
Tax Bill	$560.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`02830-005-000`
Alternative APNs	`00250017000` `02830005` `1989`

Interior

Full Baths	2 Baths
Building Area	2,514 sqft Heated Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1999
Exterior Material	Vinyl Exterior
Foundation Type	Pier/Post & Beam Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	532,303 sqft (12.2 acres)
Garage Area	504 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	800 sqft Shed
Porch	Open Porch
Porch Area	692 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	1989
Old Parcel Number	02830005
Street Address	480 EDWARDS LOOP
City	CLYO
State	GA
Zip	31303-2301
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	12.22 AC TRCT 4 2017 CUVA
Legal Subdivision	TRACT 4
Legal Tract	4
Jurisdiction	EFFINGHAM GA
Minor Civil Division	SHAWNEE
Census Blockgroup	2
Census Block	2016
Census Tract	30100

Owner

Source: Effingham County records · APN 02830-005-000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	480 EDWARDS LOOP, CLYO, GA 31303-2301
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
May 20, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOAN
Sep 05, 2023	Deed of Trust, Mortgage · Veterans Administration Mortgage ROCKET MORTGAGE
Mar 15, 2022	Deed of Trust, Mortgage · Veterans Administration Mortgage EMBRACE HOME LOANS
Nov 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT COM
Mar 07, 2022	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 07, 2022 · Amount on Record
Deed Sale	Mar 07, 2022 · Amount on Record
Prior Sale	Jun 29, 2006 · Amount on Record
Deed Doc Number	0002770377
Deed Book / Page	2770 / 377
Record Refreshed	Jun 08, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	480 EDWARDS LOOP, CLYO, GA 31303-2301
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 EDWARDS LOOP, CLYO, GA 31303-2301

Mortgage

Document Number	0000002524/0000000756
Date	May 20, 2019
Book Page	0000002524/0000000756
Instrument	004093

Lender

Name	THIRD FEDERAL SAVINGS AND LOAN

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2049

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	480 EDWARDS LOOP, CLYO, GA 31303-2301
Transaction Type	Mortgage
Record Updated	Feb 05, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 EDWARDS LOOP, CLYO, GA 31303-2301

Mortgage

Document Number	0000002869/0000000095
Date	Sep 05, 2023
Book Page	0000002869/0000000095

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 01, 2043

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	480 EDWARDS LOOP, CLYO, GA 31303-2301
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 EDWARDS LOOP, CLYO, GA 31303-2301

Mortgage

Document Number	0000002770/0000000379
Date	Mar 15, 2022
Book Page	0000002770/0000000379
Instrument	002723

Lender

Name	EMBRACE HOME LOANS

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	480 EDWARDS LOOP, CLYO, GA 31303-2301
Transaction Type	Mortgage
Record Updated	Aug 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 EDWARDS LOOP, CLYO, GA 31303-2301

Mortgage

Document Number	0000002498/0000000181
Date	Nov 16, 2018
Book Page	0000002498/0000000181
Instrument	010007

Lender

Name	LOAN DEPOT COM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2048

March 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 07, 2022
Property Address	480 EDWARDS LOOP, CLYO, GA 31303-2301
Document Number	002770/377
Book / Page	2770 / 377
Instrument Date	Mar 07, 2022
Instrument	2022-000642
Transaction Type	Transfer
Record Updated	Aug 03, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 EDWARDS LOOP, CLYO, GA 31303-2301

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$560.00 (+14.75%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$119,981 (+14.04%) Land $32,838 Building $87,143	$299,954 (+14.05%) Land $82,096 Building $217,858
2024	$488.00 (+18.16%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$105,205 (+7.3%) Land $19,679 Building $85,526	$263,012 (+7.3%) Land $49,197 Building $213,815
2023	$413.00 (-83.57%) Homeowner's exemption	$98,051 (+0.27%) Land $19,679 Building $78,372	$245,128 (+0.27%) Land $49,197 Building $195,931
2022	$2,513.00 Homeowner's exemption	$97,787 Land $19,415 Building $78,372	$244,469 Land $48,538 Building $195,931

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 59% of Georgia
Wildfire Likelihood	About 1 in 1,587 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Edwards Loop

Nearby Streets

All Clyo, GA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures