498 E Adams St, Elmhurst, IL 60126 Property Records

DuPage County property record for 498 E Adams St, Elmhurst, IL 60126

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,976 sqft · built 1964
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$450,000 (Jul 2019)
Tax Bill$10,587 (2025)
Deeds & MortgagesSep 2020 Mortgage
May 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-13-213-002

Property Details

APN / Parcel Number

Primary APN06-13-213-002

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Building Area1,976 sqft Living Area
Gross Area2,692 sqft
1st Floor Area1,115 sqft
2nd Floor Area861 sqft
Basement Area716 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleSplit Level
Exterior MaterialBrick
Construction TypeBrick
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions12 ft deep x 6.2 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address498 E ADAMS ST
CityELMHURST
StateIL
Zip60126-4663
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionFIRST ADDITION TO ALDRICHS PARK MANOR
Legal SubdivisionFIRST ADDITION TO ALDRICHS PARK MANOR
Legal Lot Number35
JurisdictionDU PAGE IL
Township / Civil DivisionYORK
Census Block Group1
Census Block1013
Census Tract844001

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address498 E ADAMS ST, ELMHURST, IL 60126-4663
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
CHICAGO FINANCIAL SERVICES INC
May 28, 2021Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Jul 5, 2019Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2019 · Amount on Record
Deed SaleJul 5, 2019 · Amount on Record
Prior SaleAug 27, 2010 · Amount on Record
Deed Document Number201954723
Last Transfer DateApr 9, 2021
Transfer Doc0000083318
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address498 E ADAMS ST, ELMHURST, IL 60126-4663
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyGIT FLORIDA TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000106923
DateSep 22, 2020
InstrumentR2020-106923
Lender
NameCHICAGO FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressCHICAGO, IL 60642
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050
Interest
Rate TypeFixed Rate
Rate2.87%

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDU PAGE IL
Recording DateMay 28, 2021
Property Address498 E ADAMS ST, ELMHURST, IL 60126-4663
Document Number0000083318
Map ReferenceDOC R62-27630
Instrument DateApr 9, 2021
InstrumentR2021-083318
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address498 E ADAMS ST, ELMHURST, IL 60126-4663

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateJul 5, 2019
Property Address498 E ADAMS ST, ELMHURST, IL 60126-4663
Document Number0000054723
Instrument DateJul 5, 2019
Instrument54723
Transaction TypeTransfer
Record UpdatedJul 23, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$675.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address24 CONCORD DR OAK BROOK IL 605231767, OAK BROOK, IL 60523-1767

Mortgage

Document Number54724
DateJul 5, 2019
Instrument54724
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 4, 2049
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionYork Township
MunicipalityElmhurst City
Unified School DistrictElmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,587.00 (+15.43%)$190,927 (+21.4%) Land $94,245 Building $96,682$572,781 (+21.4%) Land $282,735 Building $290,046
2022$9,172.00 Homeowner's exemption$157,270 Land $77,670 Building $79,600$471,810 Land $233,010 Building $238,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELMHURST
serves 45,000 people · EPA ID IL0430350
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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