DuPage County property record for 482 E Adams St, Elmhurst, IL 60126
| Property Type | Single Family Home |
|---|---|
| Details | 2,362 sqft · built 1965 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $599,000 (Aug 2019) |
| Tax Bill | $14,858 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-212-003 |
| Primary APN | 06-13-212-003 |
|---|
| Building Area | 2,362 sqft Living Area |
|---|---|
| Gross Area | 3,184 sqft |
| 1st Floor Area | 1,316 sqft |
| 2nd Floor Area | 1,046 sqft |
| Basement Area | 822 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 11.8 ft deep x 9.1 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 482 E ADAMS ST |
|---|---|
| City | ELMHURST |
| State | IL |
| Zip | 60126-4659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | FIRST ADDITION TO ALDRICHS PARK MANOR |
| Legal Subdivision | FIRST ADDITION TO ALDRICHS PARK MANOR |
| Legal Lot Number | 13 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | YORK |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 844001 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 482 E ADAMS ST, ELMHURST, IL 60126-4659 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 6, 2022 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Aug 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC |
| Aug 9, 2019 | Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2019 · Amount on Record |
| Deed Sale | Aug 9, 2019 · Amount on Record |
| Deed Document Number | 201968026 |
| Prior Transfer Date | Jul 20, 2019 |
| Prior Transfer Doc | 0000068026 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 482 E ADAMS ST, ELMHURST, IL 60126-4659 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 482 E ADAMS ST, ELMHURST, IL 60126-4659 |
| Document Number | 0000054223 |
|---|---|
| Date | Jun 6, 2022 |
| Instrument | R2022-054223 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 2, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 482 E ADAMS ST, ELMHURST, IL 60126-4659 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000130300 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | R2021-130300 |
| Name | LOWER LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | COLUMBIA, MD 21046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Aug 9, 2019 |
| Property Address | 482 E ADAMS ST, ELMHURST, IL 60126-4659 |
| Document Number | 0000068026 |
| Map Reference | DOC R62-27630 |
| Instrument Date | Jul 20, 2019 |
| Instrument | R2019-068026 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $599.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 482 E ADAMS ST, ELMHURST, IL 60126-4659 |
| Document Number | 0000068027 |
|---|---|
| Date | Aug 9, 2019 |
| Instrument | R2019-068027 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | York Township |
| Municipality | Elmhurst City |
| Unified School District | Elmhurst School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,858.00 (+15.48%) | $264,726 (+21.33%) Land $133,518 Building $131,208 | $794,178 (+21.33%) Land $400,554 Building $393,624 |
| 2022 | $12,866.00 Homeowner's exemption | $218,190 Land $110,050 Building $108,140 | $654,570 Land $330,150 Building $324,420 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELMHURST serves 45,000 people · EPA ID IL0430350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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