445 E Academy St, Clayton, NJ 08312 Property Records

Gloucester County and Clayton Borough property record for 445 E Academy St, Clayton, NJ 08312

Property Summary

Property Type	Single Family Home
Details	1,312 sqft · built 1960
Lot Size	0.637 acres (27,742 sqft)
Owner	Individual Name on File
Last Sale	$179,900 (May 2017)
Tax Bill	$7,707 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-01904-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`01-01904-0000-00009`
Alternative APNs	`0100041000000004B` `010190400009`

Interior

Stories	1 Story
Building Area	1,312 sqft Living Area
1st Floor Area	1,312 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Asbestos
Lot Area	27,742 sqft (0.637 acres)
Lot Dimensions	194 ft deep x 143 ft wide

Location & Zoning

Old Parcel Number	0100041000000004B
Street Address	445 E ACADEMY ST
City	CLAYTON
State	NJ
Zip	08312-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Block	1904
Legal Lot Number	9
Jurisdiction	GLOUCESTER NJ
Township / Civil Division	CLAYTON
Census Block Group	1
Census Block	1024
Census Tract	501501

Owner

445 E Academy St is owned and occupied by an individual who bought it in May 2017.

Source: Gloucester County and Clayton Borough records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	445 E ACADEMY ST, CLAYTON, NJ 08312-1506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2017 · Amount on File
Deed Sale	May 26, 2017 · Amount on File
Prior Sale	Jul 28, 1986 · Amount on File
Deed Document Number	201719924
Deed Book / Page	5659 / 278
Record Updated	Sep 20, 2026

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GLOUCESTER NJ
Recording Date	May 26, 2017
Property Address	445 E ACADEMY ST, CLAYTON, NJ 08312-1506
Document Number	0000019924
Book / Page	005659 / 000279
Instrument Date	May 22, 2017
Instrument	19924
Transaction Type	Transfer
Record Updated	Jun 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$179.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 E ACADEMY ST CLAYTON NJ 083121506, CLAYTON, NJ 08312-1506

Mortgage

Document Number	19925
Date	May 26, 2017
Book Page	015077/000162
Instrument	19925

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 445 E Academy St was $7,707, up 3.8% from the year before.

Source: Gloucester County and Clayton Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Gloucester County
Municipality	Clayton Borough
Unified School District	Clayton Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,200 (+17.73%) Land $66,100 Building $287,100	$353,200 (+17.73%) Land $66,100 Building $287,100
2025	$7,707.00 (+3.8%)	$300,000 Land $66,100 Building $233,900	$300,000 Land $66,100 Building $233,900
2024	$7,425.00
2023		$178,900 Land $36,000 Building $142,900	$178,900 Land $36,000 Building $142,900
2022	$7,150.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 445 E Academy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 E Academy St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOROUGH OF CLAYTON serves 8,179 people · EPA ID NJ0801001
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20