498 E 700 S, Berne, IN 46711 Property Records

Adams County property record for 498 E 700 S, Berne, IN 46711

Property Summary

Property Type	Rural Home
Details	3 bd · 3,744 sqft · built 2022
Lot Size	20 acres (871,200 sqft)
Owner	Company Name on File
Last Sale	$300,000 (Jan 2025)
Tax Bill	$4,253 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Dec 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`01-11-10-101-005.001-017`

Property Details

APN / Parcel Number

Primary APN	`01-11-10-101-005.001-017`
Alternative APNs	`01520000001601` `01432333536`

Interior

Bedrooms	3 Beds
Stories	2 Stories
Building Area	3,744 sqft Living Area
1st Floor Area	3,744 sqft
Basement Area	1,954 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	871,200 sqft (20 acres)
Shed	1 Shed
Shed Area	120 sqft
Lean-To	448 sqft

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	01432333536
Street Address	498 E 700 S
City	BERNE
State	IN
Zip	46711-9340
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	JOSEPH E TROYER SUBD LOT 1 SEC 10 (20A)
Legal Subdivision	JOSEPH E TROYER SUB
Legal Lot Number	1
Jurisdiction	ADAMS IN
Township / Civil Division	WABASH
Census Block Group	2
Census Block	2002
Census Tract	30700

Owner

Source: Adams County records · APN 01-11-10-101-005.001-017

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	498 E 700 S, BERNE, IN 46711-9340
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2018	Deed of Trust, Mortgage BANK OF GENEVA
Dec 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS & MERCHANTS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 28, 2025 · Amount on Record
Deed Sale	Jan 28, 2025 · Amount on Record
Prior Sale	Jan 28, 2025 · Amount on Record
Deed Document Number	202544849
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	498 E 700 S, BERNE, IN 46711-9340
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018003607
Date	Sep 14, 2018
Instrument	2018003607

Lender

Name	BANK OF GENEVA
Type	Bank

Agreement

Amount	Amount Recorded
Term	352 Months
Due	Jan 01, 2048

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	498 E 700 S, BERNE, IN 46711-9340
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202019004972
Date	Dec 16, 2019
Instrument	202019004972

Lender

Name	FARMERS & MERCHANTS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	109 Months
Due	Jan 01, 2029

Tax Assessment & Valuation

Source: Adams County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Wabash Township
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,253.00 (-2.25%) Homeowner's exemption	$472,800 (+91.03%) Land $53,900 Building $418,900	$472,800 (+91.03%) Land $53,900 Building $418,900
2024	$4,351.00 (+22.01%)
2023	$3,566.00 (+49.83%)	$247,500 (+77.42%) Land $50,400 Building $197,100	$247,500 (+77.42%) Land $50,400 Building $197,100
2022	$2,380.00 (+11.37%)	$139,500 Land $44,100 Building $95,400	$139,500 Land $44,100 Building $95,400
2020	$2,137.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 19, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Broadband Fixed Wireless	150 / 20
Benton Ridge Telephone Company Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

Based on FCC filings for 1 locations within half a mile of this property.

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