481 E 700 S, Berne, IN 46711 Property Records

Adams County property record for 481 E 700 S, Berne, IN 46711

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,320 sqft · built 1934
Lot Size3.21 acres (139,915 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (Oct 2015)
Tax Bill$1,096 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Dec 2022 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-11-03-300-002.500-017

Property Details

APN / Parcel Number

Primary APN01-11-03-300-002.500-017
Alternative APNs
  • 01519000011990
  • 00728551778

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,320 sqft Living Area
1st Floor Area1,320 sqft
Basement Area528 sqft
Unfinished Basement528 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1934
Effective Year BuiltEffective 1947
Construction TypeWood
Roof MaterialAsphalt
Lot Area139,915 sqft (3.21 acres)
TerrainRolling

Utilities, Heating & Cooling

Heating SystemOther

Location & Zoning

Account Number00728551778
Street Address481 E 700 S
CityBERNE
StateIN
Zip46711-9340
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionMID PT E/2 SW SEC 3 (3.212A)
JurisdictionADAMS IN
Township / Civil DivisionWABASH
Census Block Group2
Census Block2001
Census Tract30700

Owner

Source: Adams County records · APN 01-11-03-300-002.500-017

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address481 E 700 S, BERNE, IN 46711-9340
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2026Deed of Trust, Mortgage · Line of Credit
MERCER SAVINGS BANK
Dec 29, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
MERCER SAVINGS BANK
Jan 28, 2019Deed of Trust, Mortgage · Balloon Mortgage
FIRST BANK OF BERNE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 15, 2015 · Amount on Record
Deed SaleOct 15, 2015 · Amount on Record
Deed Document Number20155400545
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS IN
Property Address481 E 700 S, BERNE, IN 46711-9340
Transaction TypeMortgage
Record UpdatedMar 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7667 S 150 W, BERNE, IN 46711-9304

Mortgage

Document Number2026000653
DateFeb 18, 2026
Instrument2026000653
Lender
NameMERCER SAVINGS BANK
TypeBank
AddressBERNE, IN 46711
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueFeb 12, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS IN
Property Address481 E 700 S, BERNE, IN 46711-9340
Transaction TypeMortgage
Record UpdatedJan 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022005591
DateDec 29, 2022
Instrument2022005591
Lender
NameMERCER SAVINGS BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 01, 2053

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS IN
Property Address481 E 700 S, BERNE, IN 46711-9340
Transaction TypeMortgage
Record UpdatedFeb 19, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019000379
DateJan 28, 2019
Instrument2019000379
Lender
NameFIRST BANK OF BERNE
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term121 Months
DueFeb 01, 2029

Tax Assessment & Valuation

Source: Adams County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIndiana
CountyAdams County
County SubdivisionWabash Township
Unified School DistrictSouth Adams Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,096.00 (-5.68%) Homeowner's exemption$118,500 (+3.31%) Land $23,600 Building $94,900$118,500 (+3.31%) Land $23,600 Building $94,900
2024$1,162.00 (-3.97%)
2023$1,210.00 (+1%)$114,700 (+0.53%) Land $23,300 Building $91,400$114,700 (+0.53%) Land $23,300 Building $91,400
2022$1,100.00 (+8.37%)$114,100 Land $22,700 Building $91,400$114,100 Land $22,700 Building $91,400
2020$1,015.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Adams County (18001C), updated November 19, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 6 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Mercury Broadband
Fixed Wireless
150 / 20
Benton Ridge Telephone Company
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
25 / 3
AT&T
Fixed Wireless
25 / 3

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