498 Creekside Cir, Central Point, OR 97502 Property Records

Jackson County property record for 498 Creekside Cir, Central Point, OR 97502

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,863 sqft · built 1993
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Jun 2005)
Tax Bill	$6,654 (2025)
Deeds & Mortgages	Jan 2021 Second Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`372W10CA2300`

Property Details

APN / Parcel Number

Primary APN	`372W10CA2300`
Alternative APNs	`372W10CA02300` `10769191`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,863 sqft Living Area
Gross Area	3,415 sqft
1st Floor Area	1,567 sqft
2nd Floor Area	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Concrete
Roof Material	Tile
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Wood Porch
Porch Area	152 sqft
Deck Area	134 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	498 CREEKSIDE CIR
City	CENTRAL POINT
State	OR
Zip	97502-1700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Range	02W
Legal Township	37S
Legal Section	10
Legal Quarter	3
Legal Subdivision	JACKSON CREEK ESTATES SUBDIVISION
Legal Block	3
Legal Lot Number	32
Jurisdiction	JACKSON OR
Township / Civil Division	MEDFORD
Census Block Group	3
Census Block	3008
Census Tract	902

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	498 CREEKSIDE CIR, CENTRAL POINT, OR 97502-1700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jan 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage IMORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2005 · Amount on Record
Deed Sale	Jun 28, 2005 · Amount on Record
Prior Sale	Apr 12, 2002 · Amount on Record
Deed Document Number	200538570
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	498 CREEKSIDE CIR, CENTRAL POINT, OR 97502-1700
Transaction Type	Mortgage
Record Updated	Feb 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001730
Date	Jan 14, 2021
Instrument	2021-001730

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 11, 2036

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	498 CREEKSIDE CIR, CENTRAL POINT, OR 97502-1700
Document Number	0000003370
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	Feb 7, 2017
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	498 CREEKSIDE CIR CENTRAL POINT OR 975021700, CENTRAL POINT, OR 97502-1700

Mortgage

Document Number	0000003370
Date	Jan 31, 2017
Instrument	3370

Lender

Name	IMORTGAGE
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Central Point City
Unified School District	Central Point School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,120 (+3%)	$616,100 (-1.65%) Land $143,080 Building $473,020
2025	$6,654.00 (+2.53%)	$390,410 (+3%) Land $119,280 Building $271,130	$626,410 (-0.54%) Land $150,800 Building $475,610
2024	$6,490.00 (+3.33%)	$379,040 (+3%) Land $115,810 Building $263,230	$629,790 (+10.36%) Land $138,800 Building $490,990
2023	$6,281.00 (+2.38%)	$368,000 (+3%) Land $112,440 Building $255,560	$570,670 (-1.72%) Land $124,760 Building $445,910
2022	$6,135.00	$357,290 Land $109,170 Building $248,120	$580,630 Land $110,850 Building $469,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 93 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jan 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CENTRAL POINT serves 19,785 people · EPA ID OR4100178
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: CenturyLink, Hunter Communications.

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