487 Creekside Cir, Central Point, OR 97502 Property Records

Jackson County property record for 487 Creekside Cir, Central Point, OR 97502

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,131 sqft · built 1990
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Tax Bill	$8,254 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`372W10CA2400`

Property Details

APN / Parcel Number

Primary APN	`372W10CA2400`
Alternative APNs	`372W10CA02400` `10769206`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,131 sqft Living Area
Gross Area	3,735 sqft
1st Floor Area	1,896 sqft
2nd Floor Area	1,235 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	604 sqft
Parking Spaces	6 Parking Spaces
Porch	Covered Concrete/Masonry Porch
Porch Area	25 sqft
Patio Area	375 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	487 CREEKSIDE CIR
City	CENTRAL POINT
State	OR
Zip	97502-1700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Range	02W
Legal Township	37S
Legal Section	10
Legal Quarter	3
Legal Subdivision	JACKSON CREEK ESTATES SUBDIVISION
Legal Block	3
Legal Lot Number	33
Jurisdiction	JACKSON OR
Township / Civil Division	MEDFORD
Census Block Group	3
Census Block	3008
Census Tract	902

Owner

487 Creekside Cir is owned and occupied by an individual who acquired it in May 2021.

Source: Jackson County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	487 CREEKSIDE CIR, CENTRAL POINT, OR 97502-1700
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · Line of Credit ROGUE FCU
Jul 19, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jan 19, 2023	Deed of Trust, Mortgage ROGUE FCU
Nov 3, 2023	Deed of Trust, Mortgage ROGUE FCU
May 4, 2021	Intrafamily Transfer, Transfer · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2021
Deed Sale	May 4, 2021
Prior Sale	Oct 22, 2012 · Amount on File
Deed Document Number	202119849
Prior Transfer Date	Jun 27, 2020
Prior Transfer Doc	0000019849
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	487 CREEKSIDE CIR, CENTRAL POINT, OR 97502-1700
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002167
Date	Feb 2, 2026
Instrument	2026-002167

Lender

Name	ROGUE FCU
Type	Credit Union
Address	MEDFORD, OR 97501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 15, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	487 CREEKSIDE CIR, CENTRAL POINT, OR 97502-1700
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031380
Date	Jul 19, 2021
Instrument	2021-031380

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	487 CREEKSIDE CIR, CENTRAL POINT, OR 97502-1700
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	487 CREEKSIDE CIR, CENTRAL POINT, OR 97502-1700

Mortgage

Document Number	0000001148
Date	Jan 19, 2023
Instrument	2023-001148

Lender

Name	ROGUE FCU
Type	Credit Union
Address	MEDFORD, OR 97501

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jan 28, 2033

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	487 CREEKSIDE CIR, CENTRAL POINT, OR 97502-1700
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	487 CREEKSIDE CIR, CENTRAL POINT, OR 97502-1700

Mortgage

Document Number	0000023037
Date	Nov 3, 2023
Instrument	2023-023037

Lender

Name	ROGUE FCU
Type	Credit Union
Address	MEDFORD, OR 97501

Agreement

Amount	Amount on Record
Term	240 Months
Due	Nov 28, 2043

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON OR
Recording Date	May 4, 2021
Property Address	487 CREEKSIDE CIR, CENTRAL POINT, OR 97502-1700
Document Number	0000019849
Map Reference	VOL 16 PG 12
Instrument Date	Jun 27, 2020
Instrument	2021-019849
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	UNKNOWN, AMROCK

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	487 CREEKSIDE CIR, CENTRAL POINT, OR 97502-1700

Mortgage

Document Number	0000019850
Date	May 4, 2021
Instrument	2021-019850

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 487 Creekside Cir was $8,254, up 2.5% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Central Point City
Unified School District	Central Point School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$498,810 (+3%)	$824,060 (-0.79%) Land $145,040 Building $679,020
2025	$8,254.00 (+2.52%)	$484,290 (+3%) Land $111,550 Building $372,740	$830,630 (-1.21%) Land $152,800 Building $677,830
2024	$8,051.00 (+3.32%)	$470,190 (+3%) Land $108,300 Building $361,890	$840,820 (+6.81%) Land $140,800 Building $700,020
2023	$7,792.00 (+2.39%)	$456,500 (+3%) Land $105,140 Building $351,360	$787,190 (-0.1%) Land $134,660 Building $652,530
2022	$7,610.00	$443,210 Land $102,080 Building $341,130	$787,940 Land $125,190 Building $662,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 487 Creekside Cir in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 93 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jan 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 487 Creekside Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CENTRAL POINT serves 19,785 people · EPA ID OR4100178
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: CenturyLink, Hunter Communications.

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