498 Copeland Rd, Fallston, MD 21047 Property Records

Harford County property record for 498 Copeland Rd, Fallston, MD 21047 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,292 sqft · built 2001
Lot Size	0.61 acres (26,560 sqft)
Owner	2 Company Names on File
Last Sale	$615,000 (Feb 2022)
Tax Bill	$6,123 (2025)
Deeds & Mortgages	Jun 2026 Sale Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-142523`

Property Details

APN / Parcel Number

Primary APN	`03-142523`
Alternative APNs	`3142523` `142523`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,292 sqft Total Area
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	26,560 sqft (0.61 acres)
Garage Type	Attached
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	224 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	142523
Street Address	498 COPELAND RD
City	FALLSTON
State	MD
Zip	21047-2934
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 184 26560 SF 498 COPELAND ROAD WOODCREST S3 PT 93/48
Legal Subdivision	WOODCREST
Legal Lot Number	184
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1016
Census Tract	303400

Owner

Source: Harford County records · APN 03-142523

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	498 COPELAND RD, FALLSTON, MD 21047-2934
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Apr 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage T2 FINANCIAL LLC
Feb 11, 2022	Deed, Transfer · Conventional Mortgage TRIDENT HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 11, 2022 · Amount on Record
Deed Sale	Feb 11, 2022 · Amount on Record
Prior Sale	Sep 13, 2001 · Amount on Record
Deed Book / Page	15364 / 143
Last Transfer Date	Jun 04, 2026
Transfer Doc	1718000488
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 26, 2026
Property Address	498 COPELAND RD, FALLSTON, MD 21047-2934
Document Number	1718000488
Book / Page	17186 / 488
Instrument Date	Jun 04, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	498 COPELAND RD, FALLSTON, MD 21047-2934

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	498 COPELAND RD, FALLSTON, MD 21047-2934
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	ACCESS TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0132190473
Date	Apr 10, 2019
Book Page	13219/0473

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 01, 2034

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	498 COPELAND RD, FALLSTON, MD 21047-2934
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138560454
Date	May 15, 2020
Book Page	13856/454

Lender

Name	T2 FINANCIAL LLC
Type	Non-Lending Institution
Address	WESTERVILLE, OH 43082

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2035

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Feb 11, 2022
Property Address	498 COPELAND RD, FALLSTON, MD 21047-2934
Document Number	0153640143
Book / Page	15364 / 143
Map Reference	MB CGH93 FO 48
Instrument Date	Jan 28, 2022
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	BLACK OAK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	257 NORTHEM BOULEVARD, SAINT JAMES, NY 11780

Mortgage

Document Number	0015364149
Date	Feb 11, 2022
Instrument	15364/149

Lender

Name	TRIDENT HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$630,733 (+6.04%)	$702,600 (+18.12%) Land $131,300 Building $571,300
2025	$6,123.00 (+13.33%) Homeowner's exemption	$594,800 (+12.48%) Land $131,300 Building $463,500	$594,800 (-) Land $131,300 Building $463,500
2023		$528,800	$594,800 Land $131,300 Building $463,500
2022	$5,403.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253034001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1979–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2013, other causes

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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