Harford County property record for 493 Copeland Rd, Fallston, MD 21047
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,730 sqft · built 1999 |
| Lot Size | 0.463 acres (20,159 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,998 (Feb 1999) |
| Tax Bill | $5,721 (2026) |
| Deeds & Mortgages | Jan 2024 Line of Credit Dec 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-142493 |
| Primary APN | 03-142493 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,730 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 20,159 sqft (0.463 acres) |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 624 sqft |
| Deck Area | 340 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 142493 |
|---|---|
| Street Address | 493 COPELAND RD |
| City | FALLSTON |
| State | MD |
| Zip | 21047-2924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 135 20159 SF 493 COPELAND ROAD WOODCREST S3 PT 93/45 |
| Legal Subdivision | WOODCREST |
| Legal Lot Number | 135 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 303400 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 493 COPELAND RD, FALLSTON, MD 21047-2924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 17, 2024 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Dec 29, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ABERDEEN PROVING GROUND FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 1999 · Amount on Record |
| Deed Sale | Feb 3, 1999 · Amount on Record |
| Deed Document Number | 19991599 |
| Deed Book / Page | 2928 / 562 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 493 COPELAND RD, FALLSTON, MD 21047-2924 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2024 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 493 COPELAND RD, FALLSTON, MD 21047-2924 |
| Document Number | 0161480339 |
|---|---|
| Date | Jan 17, 2024 |
| Book Page | 16148/339 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 493 COPELAND RD, FALLSTON, MD 21047-2924 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2024 |
| Title Company | GETZ TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 493 COPELAND RD, FALLSTON, MD 21047-2924 |
| Document Number | 0161350298 |
|---|---|
| Date | Dec 29, 2023 |
| Book Page | 16135/298 |
| Name | ABERDEEN PROVING GROUND FCU |
|---|---|
| Type | Credit Union |
| Address | ABERDEEN, MD 21001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 15, 2033 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,721.00 (+12.15%) Homeowner's exemption | $525,000 (+16.36%) | $605,200 (+24.81%) Land $130,000 Building $475,200 |
| 2025 | $5,101.00 (+7.78%) Homeowner's exemption | ||
| 2023 | $451,167 | $484,900 Land $130,000 Building $354,900 | |
| 2022 | $4,733.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1979–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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