498 Cold Spring Ave, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 498 Cold Spring Ave, West Springfield, MA 01089

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 759 sqft · built 1943
Lot Size3.28 acres (143,146 sqft)
OwnerIndividual Name on Record
Last Sale$73,000 (Jul 2019)
Tax Bill$2,067 (2026)
Deeds & MortgagesMay 2021 Transfer
Jul 2019 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APNC01-14049-80-001

Property Details

APN / Parcel Number

Primary APNC01-14049-80-001
Alternative APN
  • WSPR M:00C01 B:00014 L:00498

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area759 sqft Living Area

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1943
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsbestos
Lot Area143,146 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberC01-14049-80-001
Street Address498 COLD SPRING AVE
CityWEST SPRINGFIELD
StateMA
Zip01089-3766
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeBB1
Legal Block14
Legal Lot Number498
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group2
Census Block2014
Census Tract812300

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address498 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3766
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 24, 2021Quit Claim Deed, Transfer
Quitclaim
Jul 3, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
EASTHAMPTON SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 3, 2019 · Amount on Record
Deed SaleJul 3, 2019 · Amount on Record
Prior SaleOct 22, 2009 · Amount on Record
Deed Document Number201936594
Deed Book / Page22742 / 200
Last Transfer DateMay 18, 2021
Transfer Doc23899-385
Record UpdatedOct 29, 2026

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateMay 24, 2021
Property Address498 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3766
Document Number23899-385
Book / Page23899 / 385
Instrument DateMay 18, 2021
Instrument35472
Transaction TypeTransfer
Record UpdatedJun 11, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address498 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3766

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateJul 3, 2019
Property Address498 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3766
Document Number22742-200
Book / Page22742 / 200
Instrument DateJun 28, 2019
Instrument36594
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address281 CHAUNCEY WALKER ST # LOT17, 17, BELCHERTOWN, MA 01007-9250

Mortgage

Document Number36595
DateJul 3, 2019
Instrument36595
Lender
NameEASTHAMPTON SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,067.00 (+10.83%)$147,400 (+17.54%) Building $147,400$157,055 (+20.32%)
2025$1,865.00 (+2.81%)$125,400 (+2.37%) Building $125,400$130,530
2024$1,814.00 (+19.03%)$122,500 (+24.87%) Building $122,500
2023$1,524.00$98,100 Building $98,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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