496 Cold Spring Ave, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 496 Cold Spring Ave, West Springfield, MA 01089

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 759 sqft · built 1943
Lot Size	3.28 acres (143,146 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Apr 2023)
Tax Bill	$2,067 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Nov 2022 Sale + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`C01-14049-60-001`

Property Details

APN / Parcel Number

Primary APN	`C01-14049-60-001`
Alternative APN	`WSPR M:00C01 B:00014 L:00496`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	759 sqft Living Area

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Condo/Apartment
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	143,146 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	C01-14049-60-001
Street Address	496 COLD SPRING AVE
City	WEST SPRINGFIELD
State	MA
Zip	01089-3766
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	BB1
Legal Block	14
Legal Lot Number	496
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	2
Census Block	2014
Census Tract	812300

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	496 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Nov 16, 2022	Warranty Deed, Transfer
May 15, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2023 · Amount on Record
Deed Sale	Apr 28, 2023 · Amount on Record
Prior Sale	May 15, 2017 · Amount on Record
Deed Book / Page	24988 / 107
Prior Transfer Date	Nov 16, 2022
Prior Transfer Doc	024806-528
Record Updated	Oct 29, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Apr 28, 2023
Property Address	496 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3766
Document Number	024988-107
Book / Page	24988 / 107
Instrument Date	Apr 28, 2023
Instrument	19419
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 THORNY LEA TER, BROCKTON, MA 02301-3002

Mortgage

Document Number	0000019420
Date	Apr 28, 2023
Instrument	19420

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Nov 16, 2022
Property Address	496 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3766
Document Number	024806-528
Book / Page	24806 / 528
Instrument Date	Nov 16, 2022
Instrument	67621
Transaction Type	Transfer
Record Updated	Dec 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 COLONY RD, WEST SPRINGFIELD, MA 01089-4804

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	May 15, 2017
Property Address	496 COLD SPRING AVE, WEST SPRINGFIELD, MA 01089-3766
Document Number	21680-497
Book / Page	021680 / 000497
Instrument Date	May 15, 2017
Instrument	26625
Transaction Type	Transfer
Record Updated	Jun 9, 2017

Transaction

Amount	Amount Recorded
Tax	$361.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 COLONY RD WEST SPRINGFIELD MA 010894804, WEST SPRINGFIELD, MA 01089-4804

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,067.00 (+0.78%)	$147,400 (+6.89%) Building $147,400	$159,248 (+4.12%)
2025	$2,051.00 (+13.07%)	$137,900 (+12.57%) Building $137,900	$152,950
2024	$1,814.00 (+19.03%)	$122,500 (+24.87%) Building $122,500
2023	$1,524.00	$98,100 Building $98,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

496 Cold Spring Ave, West Springfield, MA 01089 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2023: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Cold Spring Ave

Nearby Streets

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