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498 Cedar Cliff Rd, Waco, KY 40385 Property Records

Madison County property record for 498 Cedar Cliff Rd, Waco, KY 40385 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Lot Size2.8 acres (121,968 sqft)
Owner2 Individual Names on File
Last Sale$135,000 (Jun 2021)
Tax Bill$1,340 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0122-0000-0014-D

Property Details

APN / Parcel Number

Primary APN0122-0000-0014-D
Alternative APNs
  • 111030
  • 74195
  • 40237

Exterior

Lot Area121,968 sqft (2.8 acres)

Location & Zoning

Account Number40237
Street Address498 CEDAR CLIFF RD
CityWACO
StateKY
Zip40385-9559
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2.80 ACRES
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group2
Census Block2013
Census Tract11103

Owner

Source: Madison County records · APN 0122-0000-0014-D

Assessment roll updated December 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address498 CEDAR CLIFF RD, WACO, KY 40385-9559
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 16, 2021 · Amount on Record
Deed SaleJun 16, 2021 · Amount on Record
Deed Document Number20212014041298
Deed Book / Page807 / 11
Prior Transfer DateFeb 21, 2005
Prior Transfer Doc0D0586/248
Record UpdatedSep 20, 2026

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateJun 16, 2021
Property Address498 CEDAR CLIFF RD, WACO, KY 40385-9559
Document Number000D807/11
Book / PageD807 / 11
Instrument DateNov 13, 2020
Instrument2014041298
Transaction TypeTransfer
Record UpdatedFeb 17, 2023
Title CompanyBLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$135.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address106 GRANT DR, RICHMOND, KY 40475-9725

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 HALLIE IRVINE ST, RICHMOND, KY 40475-1621

Mortgage

Document Number2014041299
DateJun 16, 2021
Instrument2014041299
Lender
NameREPUBLIC STATE MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term354 Months
DueDec 01, 2050

Mortgage

Document Number0M2064/317
DateJun 16, 2021
Book PageM2064/317
Instrument2014041300
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term114 Months
DueDec 01, 2030

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,340.00 (-0.52%)$135,000 (-)$135,000 (-)
2023$1,347.00$135,000$135,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 71% of Kentucky
Wildfire LikelihoodAbout 1 in 1,235 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFixed Wireless300 / 20
Uniti GroupDSL25 / 3

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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