Madison County property record for 475 Cedar Cliff Rd, Waco, KY 40385
| Property Type | Single Family Home |
|---|---|
| Lot Size | 6.69 acres (291,852 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,593 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Mar 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0122-0000-0011-A |
| Primary APN | 0122-0000-0011-A |
|---|---|
| Alternative APNs |
|
| Lot Area | 291,852 sqft (6.69 acres) |
|---|
| Account Number | 51617 |
|---|---|
| Street Address | 475 CEDAR CLIFF RD |
| City | WACO |
| State | KY |
| Zip | 40385-9559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6.70 ACRES |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 11103 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 475 CEDAR CLIFF RD, WACO, KY 40385-9559 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Mar 31, 2020 | Warranty Deed, Transfer |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2020 |
| Deed Sale | Mar 31, 2020 |
| Deed Document Number | 2014009646 |
| Deed Book / Page | D00786 / 225 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 475 CEDAR CLIFF RD, WACO, KY 40385-9559 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|
| Document Number | 0M2139/318 |
|---|---|
| Date | Mar 4, 2022 |
| Book Page | M2139/318 |
| Instrument | 2014080027 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 31, 2020 |
| Property Address | 475 CEDAR CLIFF RD, WACO, KY 40385-9559 |
| Document Number | D00786/225 |
| Book / Page | D00786 / 225 |
| Instrument Date | Jan 16, 2020 |
| Instrument | 2014009646 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2003 BRASSFIELD RD, RICHMOND, KY 40475-7500 |
| Name | Verified Name |
|---|---|
| Address | 475 CEDAR CLIFF RD, WACO, KY 40385-9559 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,593.00 (-2.81%) Additional exemption filed | $169,000 (-) | $169,000 (-) |
| 2023 | $1,639.00 | $169,000 | $169,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 25 / 3 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures