1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Cypress Hammock Dr

4979 Cypress Hammock Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4979 Cypress Hammock Dr, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,087 sqft · built 2014
Lot Size0.231 acres (10,062 sqft)
OwnerIndividual Name on Record
Last Sale$555,000 (Apr 2025)
Tax Bill$3,913 (2025)
Deeds & MortgagesSep 2023 Second Mortgage
Jan 2017 Transfer
Flood ZoneZone X (minimal risk)
APN17-25-31-3164-0001-1790

Property Details

APN / Parcel Number

Primary APN17-25-31-3164-0001-1790
Alternative APNs
  • 253117316400011790
  • 157754

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,087 sqft Living Area
Gross Area4,189 sqft
1st Floor Area3,087 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,062 sqft (0.231 acres)
Garage TypeAttached
Garage Area587 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area515 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4979 CYPRESS HAMMOCK DR
CitySAINT CLOUD
StateFL
Zip34771-8920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionEAST LAKE PARK PH 3-5 PB 20 PG 64-68 LOT 179
Legal Range31E
Legal Township25S
Legal Section17
Legal SubdivisionEAST LAKE PARK PHS 3-5
Legal Phase3-5
Legal Tract3164
Legal Block1790
Legal Lot Number179
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1029
Census Tract43600

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 470458, KISSIMMEE, FL 34747-0458
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FAIRWINDS CU
Jan 9, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 10, 2025 · Amount on Record
Deed SaleApr 10, 2025 · Amount on Record
Prior SaleMar 2, 2015 · Amount on Record
Deed Document Number202545590
Deed Book / Page6769 / 2149
Prior Transfer DateJan 9, 2017
Prior Transfer Doc0050830798
Record UpdatedJun 8, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4979 CYPRESS HAMMOCK DR, SAINT CLOUD, FL 34771-8920
Transaction TypeMortgage
Record UpdatedSep 28, 2023
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4979 CYPRESS HAMMOCK DR, ORLANDO, FL 32826

Mortgage

Document Number0064701710
DateSep 7, 2023
Book Page6470/1710
Instrument2023117933
Lender
NameFAIRWINDS CU
TypeCredit Union
AddressORLANDO, FL 32826
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueSep 5, 2033

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJan 9, 2017
Property Address4979 CYPRESS HAMMOCK DR, SAINT CLOUD, FL 34771-8920
Document Number0050830798
Book / Page005083 / 000798
Instrument DateJan 9, 2017
Instrument4763
Transaction TypeTransfer
Record UpdatedJan 31, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4979 CYPRESS HAMMOCK DR ST CLOUD FL 347718920, ST CLOUD, FL 34771-8920

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,913.00 (+5.16%)$271,877 (+5.99%)$494,200 (+1.69%) Land $95,000 Building $399,200
2024$3,721.00 (+2.14%)
2023$3,643.00 (+4.2%) Homeowner's exemption$256,520 (+3%)$486,000 (+15.47%) Land $95,000 Building $391,000
2022$3,496.00 Homeowner's exemption$249,049$420,900 Land $68,000 Building $352,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 278 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 75% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Xfinity.

Nearby Properties on Cypress Hammock Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures