4965 Cypress Hammock Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4965 Cypress Hammock Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,757 sqft · built 2013
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on File
Last Sale	$630,000 (Jun 2022)
Tax Bill	$712 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`157747`

Property Details

APN / Parcel Number

Primary APN	`157747`
Alternative APN	`172531316400011720`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,757 sqft Heated Area
Gross Area	4,796 sqft
1st Floor Area	3,087 sqft
Upper Floors Area	670 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Finished
Garage Area	587 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	452 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	157747
Street Address	4965 CYPRESS HAMMOCK DR
City	SAINT CLOUD
State	FL
Zip	34771-8920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST LAKE PARK PH 3-5 PB 20 PG 64-68 LOT 172
Legal Range	31E
Legal Township	25S
Legal Section	17
Legal Subdivision	EAST LK PK PH 3-5
Legal Phase	3-5
Legal Tract	3164
Legal Block	1
Legal Lot Number	172
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1029
Census Tract	43600

Owner

Source: Osceola County records · APN 157747

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4965 CYPRESS HAMMOCK DR, SAINT CLOUD, FL 34771-8920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Warranty Deed, Transfer · VA Mortgage VAN DYK MORTGAGE CORP
Nov 06, 2017	Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC
Apr 15, 2019	Warranty Deed, Transfer REAL BERGEVIN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 16, 2022 · Amount on Record
Deed Sale	Jun 16, 2022 · Amount on Record
Prior Sale	Apr 15, 2019 · Amount on Record
Deed Document Number	2022094370
Deed Book / Page	6234 / 1181
Record Updated	Jun 08, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 16, 2022
Property Address	4965 CYPRESS HAMMOCK DR, SAINT CLOUD, FL 34771-8920
Document Number	0062341181
Book / Page	6234 / 1181
Map Reference	MB 20 PG 64-68
Instrument Date	Jun 15, 2022
Instrument	2022094370
Transaction Type	Transfer
Record Updated	Jul 01, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5973 S QUATAR CT, 5973, AURORA, CO 80015-5015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4965 CYPRESS HAMMOCK DR, SAINT CLOUD, FL 34771-8920

Mortgage

Document Number	0062341183
Date	Jun 16, 2022
Instrument	6234/1183

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4965 CYPRESS HAMMOCK DR, SAINT CLOUD, FL 34771-8920
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052351207
Date	Nov 06, 2017
Book Page	5235/1207
Instrument	2017158737

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2047

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 15, 2019
Property Address	4965 CYPRESS HAMMOCK DR, SAINT CLOUD, FL 34771-8920
Document Number	0055072109
Book / Page	005507 / 002109
Instrument Date	Apr 12, 2019
Instrument	47536
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	NONA TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,835.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4965 CYPRESS HAMMOCK DR ST CLOUD FL 347718920, ST CLOUD, FL 34771-8920

Mortgage

Document Number	55072111
Date	Apr 15, 2019
Book Page	005507/002111
Instrument	47537

Lender

Name	REAL BERGEVIN
Address	CANADA

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$712.00 (+14.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$550,100 (+1.66%) Land $95,000 Building $455,100	$550,100 (+1.66%) Land $95,000 Building $455,100
2023	$621.00 (-90.61%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$541,100 (+15.1%) Land $95,000 Building $446,100	$541,100 (+15.1%) Land $95,000 Building $446,100
2022	$6,611.00	$470,100 Land $68,000 Building $402,100	$470,100 Land $68,000 Building $402,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 680 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

4965 Cypress Hammock Dr, Saint Cloud, FL 34771 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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