Hamilton County property record for 4978 Williams Dr, Carmel, IN 46033
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,174 sqft · built 1991 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $516,040 (Oct 2021) |
| Tax Bill | $7,184 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-14-04-105-034.000-018 |
| Primary APN | 29-14-04-105-034.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,174 sqft Living Area |
| Gross Area | 5,269 sqft |
| 1st Floor Area | 4,303 sqft |
| 2nd Floor Area | 1,361 sqft |
| Basement Area | 796 sqft |
| Finished Basement | 667 sqft |
| Unfinished Basement | 129 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 132 ft deep x 126 ft wide |
| Garage Type | Attached |
| Garage Area | 966 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4978 WILLIAMS DR |
|---|---|
| City | CARMEL |
| State | IN |
| Zip | 46033-5902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .36, SECTION 4, TOWNSHIP 17, RANGE 4, KINGSWOOD, SECTION 4, LOT 179 |
| Legal Range | 04 |
| Legal Township | 17 |
| Legal Section | 04 |
| Legal Subdivision | KINGSWOOD SECTION 4 |
| Legal Block | 4 |
| Legal Lot Number | 179 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 111101 |
Source: Hamilton County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4978 WILLIAMS DR, CARMEL, IN 46033-5902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Apr 29, 2020 | Deed of Trust, Mortgage FORUM CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2021 · Amount on Record |
| Deed Sale | Oct 21, 2021 · Amount on Record |
| Prior Sale | Jul 8, 2015 · Amount on Record |
| Deed Document Number | 202176577 |
| Prior Transfer Date | Oct 20, 2021 |
| Prior Transfer Doc | 2021076577 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Oct 21, 2021 |
| Property Address | 4978 WILLIAMS DR, CARMEL, IN 46033-5902 |
| Document Number | 2021076577 |
| Map Reference | CAB1 SL14 DOC8907974 |
| Instrument Date | Sep 24, 2021 |
| Instrument | 2021076577 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4978 WILLIAMS DR, CARMEL, IN 46033-5902 |
| Document Number | 2021076578 |
|---|---|
| Date | Oct 21, 2021 |
| Instrument | 2021076578 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 4978 WILLIAMS DR, CARMEL, IN 46033-5902 |
| Document Number | 0000027338 |
| Instrument Date | Apr 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4978 WILLIAMS DR CARMEL IN 460335902, CARMEL, IN 46033-5902 |
| Document Number | 0000027338 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 27338 |
| Name | FORUM CU |
|---|---|
| Type | Credit Union |
| Address | FISHERS, IN 46038 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 10, 2050 |
Source: Hamilton County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $659,100 (+4.45%) Land $154,700 Building $504,400 | $659,100 (+4.45%) Land $154,700 Building $504,400 | |
| 2024 | $7,184.00 (+7.45%) | $631,000 (+5.03%) Land $154,700 Building $476,300 | $631,000 (+5.03%) Land $154,700 Building $476,300 |
| 2023 | $6,686.00 (+15.02%) Homeowner's exemption | $600,800 (+18.04%) Land $124,500 Building $476,300 | $600,800 (+18.04%) Land $124,500 Building $476,300 |
| 2022 | $5,813.00 Homeowner's exemption | $509,000 Land $124,500 Building $384,500 | $509,000 Land $124,500 Building $384,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 16 (1980–2026) |
| Most Recent Claim | Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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