4970 Williams Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 4970 Williams Dr, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,502 sqft · built 1990
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on Record
Tax Bill$6,665 (2024)
Deeds & MortgagesJan 2022 Line of Credit
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN29-14-04-105-033.000-018

Property Details

APN / Parcel Number

Primary APN29-14-04-105-033.000-018
Alternative APN
  • 1614040105033000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area3,502 sqft Living Area
Gross Area5,426 sqft
1st Floor Area2,736 sqft
Basement Area1,122 sqft
Finished Basement766 sqft
Unfinished Basement356 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Construction TypeBrick
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions140 ft deep x 100 ft wide
Garage TypeAttached
Garage Area1,568 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address4970 WILLIAMS DR
CityCARMEL
StateIN
Zip46033-5902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .32, SECTION 4, TOWNSHIP 17, RANGE 4, KINGSWOOD, SECTION 4, LOT 178
Legal Range04
Legal Township17
Legal Section04
Legal SubdivisionKINGSWOOD SECTION 4
Legal Block4
Legal Lot Number178
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group1
Census Block1020
Census Tract111101

Owner

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4970 WILLIAMS DR, CARMEL, IN 46033-5902
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Aug 30, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
MERCHANTS BANK OF INDIANA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2024
Deed SaleJul 10, 2024
Prior SaleAug 30, 2021 · Amount on Record
Deed Document Number202424481
Prior Transfer DateJul 8, 2024
Prior Transfer Doc0000024482
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address4970 WILLIAMS DR, CARMEL, IN 46033-5902
Transaction TypeMortgage
Record UpdatedJun 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4970 WILLIAMS DR, CARMEL, IN 46033-5902

Mortgage

Document Number0000002666
DateJan 18, 2022
Instrument2022002666
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON IN
Recording DateAug 30, 2021
Property Address4970 WILLIAMS DR, CARMEL, IN 46033-5902
Document Number0000063181
Map ReferenceDOC 8926326
Instrument DateAug 25, 2021
Instrument2021063181
Transaction TypeTransfer
Record UpdatedJun 9, 2023
Title CompanyENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4970 WILLIAMS DR, CARMEL, IN 46033-5902

Mortgage

Document Number0000063182
DateAug 30, 2021
Instrument2021063182
Lender
NameMERCHANTS BANK OF INDIANA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$612,500 (+9.98%) Land $148,300 Building $464,200$612,500 (+9.98%) Land $148,300 Building $464,200
2024$6,665.00 (+8.29%)
2023$6,155.00 (+14.96%) Homeowner's exemption$556,900 (+18.51%) Land $119,300 Building $437,600$556,900 (+18.51%) Land $119,300 Building $437,600
2022$5,354.00 Homeowner's exemption$469,900 Land $119,300 Building $350,600$469,900 Land $119,300 Building $350,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims16 (1980–2026)
Most Recent ClaimAug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 5 claims
  • Severe Storms, Tornadoes, And Flooding, Jul 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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