4977 E Pike Lake Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 4977 E Pike Lake Rd, Duluth, MN 55811

Property Summary

Property Type	Seasonal / Vacation Home
Details	4 bd · 1.75 ba · 1,958 sqft · built 1965
Lot Size	1.56 acres (68,121 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (May 2004)
Tax Bill	$6,120 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`280-0020-00235`

Property Details

APN / Parcel Number

Primary APN	`280-0020-00235`
Alternative APNs	`1122680` `1164547`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,958 sqft Gross Area
1st Floor Area	1,970 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1975
Exterior Material	Wood
Construction Type	Frame
Lot Area	68,121 sqft (1.56 acres)
Garage Area	2,080 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	246 sqft
Deck Area	470 sqft
Storage Building	384 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1164547
Street Address	4977 E PIKE LAKE RD
City	DULUTH
State	MN
Zip	55811-9741
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	SMU
Legal Description	NLY 50 FT OF LOT 17 AND S 40 FT OF LOT18 SERIAL #
Legal Subdivision	AUDITORS OF LT 4 SEC 30 51 15
Legal Lot Number	17-18
Jurisdiction	ST LOUIS MN
Township / Civil Division	CANOSIA
Census Block Group	3
Census Block	3013
Census Tract	10602

Owner

Source: St. Louis County records · APN 280-0020-00235

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2760 CENTER RD, WAYZATA, MN 55391-2719
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 03, 2022	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Jun 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage BELL BK
Jun 30, 2017	Deed of Trust, Mortgage · Line of Credit SIGNATURE BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 12, 2004 · Amount on Record
Deed Sale	May 12, 2004 · Amount on Record
Deed Document Number	2004943377
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4977 E PIKE LAKE RD, DULUTH, MN 55811-9741
Transaction Type	Mortgage
Record Updated	Mar 28, 2022
Title Company	TITLE SMART INC, TITLESMART INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001438444
Date	Mar 03, 2022
Instrument	1438444

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 01, 2037

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4977 E PIKE LAKE RD, DULUTH, MN 55811-9741
Document Number	00A1359493
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Aug 12, 2019
Title Company	TITLESMART

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4977 E PIKE LAKE RD DULUTH MN 558119741, DULUTH, MN 55811-9741

Mortgage

Document Number	00A1359493
Date	Jul 29, 2019
Instrument	A1359493

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4977 E PIKE LAKE RD, DULUTH, MN 55811-9741
Document Number	00A1312417
Instrument Date	Jun 30, 2017
Transaction Type	Mortgage
Record Updated	Jul 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3543 ORCHARD LN MINNETONKA MN 553054203, MINNETONKA, MN 55305-4203

Mortgage

Document Number	00A1312417
Date	Jul 03, 2017
Instrument	A1312417

Lender

Name	SIGNATURE BK
Type	Bank
Address	MINNETONKA, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Jul 02, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Canosia Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,120.00 (+1.29%)
2025	$6,042.00 (+11.85%)	$597,400 (-0.85%) Land $248,600 Building $348,800	$597,400 (-0.85%) Land $248,600 Building $348,800
2024	$5,402.00	$602,500 (+13.42%) Land $246,700 Building $355,800	$602,500 (+13.42%) Land $246,700 Building $355,800
2022		$531,200 Land $222,700 Building $308,500	$531,200 Land $222,700 Building $308,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), as of March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Midcontinent Communications Cable	250 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 60 locations within half a mile of this property.

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