St. Louis County property record for 4965 E Pike Lake Rd, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.75 ba · 1,820 sqft · built 1990 |
| Lot Size | 0.728 acres (31,717 sqft) |
| Owner | Company Name on Record |
| Last Sale | $245,000 (Dec 2014) |
| Tax Bill | $5,000 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit Nov 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 280-0020-00190 |
| Primary APN | 280-0020-00190 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,820 sqft Gross Area |
| 1st Floor Area | 1,645 sqft |
| Basement Area | 1,316 sqft |
| Finished Basement | 1,316 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Frame |
| Lot Area | 31,717 sqft (0.728 acres) |
| Garage Area | 1,100 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 368 sqft |
| Deck Area | 96 sqft |
| Storage Building | 196 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1041866 |
|---|---|
| Street Address | 4965 E PIKE LAKE RD |
| City | DULUTH |
| State | MN |
| Zip | 55811-9745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SMU |
| Legal Description | SLY 50 FT SERIAL # |
| Legal Subdivision | AUDITORS OF LT 4 SEC 30 51 15 |
| Legal Lot Number | 15 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | CANOSIA |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 10602 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4965 E PIKE LAKE RD, DULUTH, MN 55811-9745 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 6, 2026 | Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK OF COMMERCE |
| Nov 9, 2022 | Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK OF COMMERCE |
| Jun 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE |
| Mar 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2014 · Amount on Record |
| Deed Sale | Dec 12, 2014 · Amount on Record |
| Deed Document Number | 20141251536 |
| Prior Transfer Date | Dec 5, 2007 |
| Prior Transfer Doc | 0001069193 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4965 E PIKE LAKE RD, DULUTH, MN 55811-9745 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4965 E PIKE LAKE RD, DULUTH, MN 55811-9745 |
| Document Number | 0001527617 |
|---|---|
| Date | Feb 6, 2026 |
| Instrument | 1527617 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Jan 15, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4965 E PIKE LAKE RD, DULUTH, MN 55811-9745 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2022 |
| Title Company | ARROWHEAD ABSTRACT & TTL CO |
| Name | Verified Name |
|---|---|
| Address | 4965 E PIKE LAKE RD, DULUTH, MN 55811-9745 |
| Document Number | 0001456186 |
|---|---|
| Date | Nov 9, 2022 |
| Instrument | 1456186 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Oct 27, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4965 E PIKE LAKE RD, DULUTH, MN 55811-9745 |
| Document Number | 00A1382022 |
| Instrument Date | Jun 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4965 E PIKE LAKE RD DULUTH MN 558119745, DULUTH, MN 55811-9745 |
| Document Number | 00A1382022 |
|---|---|
| Date | Jun 10, 2020 |
| Instrument | A1382022 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 9, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4965 E PIKE LAKE RD, DULUTH, MN 55811-9745 |
| Document Number | 0001352401 |
| Instrument Date | Mar 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4965 E PIKE LAKE RD DULUTH MN 558119745, DULUTH, MN 55811-9745 |
| Document Number | 0001352401 |
|---|---|
| Date | Apr 2, 2019 |
| Instrument | 1352401 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2034 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Canosia Township |
| Unified School District | Proctor Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,000.00 (+18.26%) Homeowner's exemption | ||
| 2025 | $4,228.00 (+10.56%) Homeowner's exemption | $500,200 (+14.04%) Land $147,700 Building $352,500 | $500,200 (+14.04%) Land $147,700 Building $352,500 |
| 2024 | $3,824.00 | $438,600 (+30.11%) Land $146,600 Building $292,000 | $438,600 (+30.11%) Land $146,600 Building $292,000 |
| 2022 | $337,100 Land $132,300 Building $204,800 | $337,100 Land $132,300 Building $204,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Midco Cable | 250 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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