4977 E Hwy 96, Ozark, AR 72949 Property Records

Franklin County property record for 4977 E Hwy 96, Ozark, AR 72949

Property Summary

Property Type	Rural Home
Details	1 ba · 1,462 sqft · built 1975
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Nov 2020)
Tax Bill	$913 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-03474-000`

Property Details

APN / Parcel Number

Primary APN	`001-03474-000`
Alternative APN	`4487`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,462 sqft Living Area
1st Floor Area	1,462 sqft
Storm Shelter	Storm Shelter
Flooring	Carpet
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,742,400 sqft (40 acres)

Exterior Amenities

Porch	Slab
Porch Area	208 sqft
Patio Area	121 sqft
Shed	1 Shed
Shed Area	100 sqft
Utility Building	160 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	4977 E HIGHWAY 96
City	OZARK
State	AR
Zip	72949-8115
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	THE NORTHWEST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 22, TOWNSHIP 9 NORTH, RANGE 27 WEST, SUBJECT HOWEVER TO ALL PRIOR E
Legal Range	27
Legal Township	09
Legal Section	22
Jurisdiction	FRANKLIN AR
Township / Civil Division	MIDDLE
Census Block Group	1
Census Block	1056
Census Tract	950301

Owner

4977 E Hwy 96, a rural home, is owned and occupied by an individual who bought it in November 2020.

Source: Franklin County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	4977 E HIGHWAY 96, OZARK, AR 72949-8115
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SERVICES
Nov 20, 2020	Warranty Deed, Transfer · Commercial Mortgage FARM CREDIT SVCS OF WESTERN ARKANSA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2020 · Amount on File
Deed Sale	Nov 20, 2020 · Amount on File
Prior Sale	Nov 10, 1999
Deed Document Number	20202968
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AR
Recording Date	Jun 9, 2026
Property Address	4977 E HIGHWAY 96, OZARK, AR 72949-8115
Document Number	0000001458
Instrument Date	Jun 9, 2026
Instrument	20261458
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4977 E HIGHWAY 96, OZARK, AR 72949-8115

Mortgage

Document Number	0000001458,
Date	Jun 9, 2026
Instrument	20261458

Lender

Name	FARM CREDIT SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN AR
Recording Date	Nov 20, 2020
Property Address	4977 E HIGHWAY 96, OZARK, AR 72949-8115
Document Number	2020R002968
Instrument Date	Nov 20, 2020
Instrument	2020R-002968
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	ADAMS ABSTRACT AND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 738, OZARK, AR 72949-0738

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 SHAVER RD, PARIS, AR 72855-4662

Mortgage

Document Number	2020R002969
Date	Nov 20, 2020
Instrument	2020R-002969

Lender

Name	FARM CREDIT SVCS OF WESTERN ARKANSA
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4977 E Hwy 96 was $913 with a homeowner's exemption.

Source: Franklin County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Franklin County
Unified School District	Ozark School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$913.00 Homeowner's exemption	$31,600 Land $6,980 Building $24,620
2023	$1,095.00 Homeowner's exemption	$31,600 Land $6,980 Building $24,620	$158,000 Land $34,900 Building $123,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4977 E Hwy 96 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4977 E Hwy 96 is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 81% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERSOUTH RURAL WATER DIST serves 4,275 people · EPA ID AR0000674
Water Source	Purchased surface water from OZARK WATERWORKS
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wave Rural Connect Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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