4976 Oak Bluff Dr, High Ridge, MO 63049 Property Records

Jefferson County property record for 4976 Oak Bluff Dr, High Ridge, MO 63049

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,170 sqft · built 1992
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,700 (Jun 2019)
Tax Bill	$3,568 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-1.0-01.0-1-001-001.19`

Property Details

APN / Parcel Number

Primary APN	`03-1.0-01.0-1-001-001.19`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,170 sqft Living Area
Gross Area	1,390 sqft
Basement Area	180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	27,878 sqft (0.64 acres)
Garage Type	Attached
Garage Area	220 sqft
Porch	Stoop
Porch Area	45 sqft
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4976 OAK BLUFF DR
City	HIGH RIDGE
State	MO
Zip	63049-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOCHMOOR RESUB LOT 21 LOT 21-3
Legal Range	4E
Legal Township	43N
Legal Section	01
Legal Subdivision	LOCHMOOR
Legal Block	2
Legal Lot Number	3-21
Jurisdiction	JEFFERSON MO
Township / Civil Division	HIGH RIDGE
Census Block Group	2
Census Block	2003
Census Tract	700305

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4976 OAK BLUFF DR, HIGH RIDGE, MO 63049-1416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage FAMILY FIN MTG
Jun 24, 2019	Warranty Deed, Transfer FAMILY FIN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2019 · Amount on Record
Deed Sale	Jun 24, 2019 · Amount on Record
Prior Sale	Apr 8, 2009 · Amount on Record
Deed Document Number	201918100
Prior Transfer Date	Mar 31, 2009
Prior Transfer Doc	2009R014445
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4976 OAK BLUFF DR, HIGH RIDGE, MO 63049-1416
Document Number	0000039747
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4976 OAK BLUFF DR HIGH RIDGE MO 630491416, HIGH RIDGE, MO 63049-1416

Mortgage

Document Number	0000039747
Date	Oct 21, 2020
Instrument	39747

Lender

Name	FAMILY FIN MTG
Type	Mortgage Company
Address	ARNOLD, MO 63010

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 24, 2019
Property Address	4976 OAK BLUFF DR, HIGH RIDGE, MO 63049-1416
Document Number	0000018100
Instrument Date	Jun 17, 2019
Instrument	18100
Transaction Type	Transfer
Record Updated	Jul 15, 2019
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4976 OAK BLUFF DR HIGH RIDGE MO 630491416, HIGH RIDGE, MO 63049-1416

Mortgage

Document Number	18101
Date	Jun 24, 2019
Instrument	18101

Lender

Name	FAMILY FIN MTG
Type	Mortgage Company
Address	ARNOLD, MO 63010

Agreement

Term	360 Months
Due	Jun 23, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Northwest R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,100 (-) Land $7,700 Building $42,400	$263,600 (-) Land $40,700 Building $222,900
2025	$3,568.00 (+7.89%)	$50,100 (+9.39%) Land $7,700 Building $42,400	$263,600 (-) Land $40,700 Building $222,900
2024	$3,307.00 (+0.55%)		$263,600 (+9.38%) Land $40,700 Building $222,900
2023	$3,289.00	$45,800 Land $7,700 Building $38,100	$241,000 Land $40,700 Building $200,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 2 serves 16,548 people · EPA ID MO6024293
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Wisper ISP.

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