4972 Oak Bluff Dr, High Ridge, MO 63049 Property Records

Jefferson County property record for 4972 Oak Bluff Dr, High Ridge, MO 63049

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,680 sqft · built 1992
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$170,600 (Apr 2009)
Tax Bill	$3,846 (2025)
Deeds & Mortgages	May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-1.0-01.0-1-001-001.20`

Property Details

APN / Parcel Number

Primary APN	`03-1.0-01.0-1-001-001.20`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,680 sqft Living Area
Gross Area	1,842 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Split Level
Construction Type	Frame
Lot Area	65,340 sqft
Garage Type	Attached
Garage Area	162 sqft
Porch	Open Frame Porch
Porch Area	54 sqft
Patio Area	87 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4972 OAK BLUFF DR
City	HIGH RIDGE
State	MO
Zip	63049-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOCHMOOR PARADISE VALLEY CONSOL LOT 22
Legal Range	4E
Legal Township	43N
Legal Section	01
Legal Subdivision	LOCHMOOR PARADISE VALLEY
Legal Block	2
Legal Lot Number	22
Jurisdiction	JEFFERSON MO
Township / Civil Division	HIGH RIDGE
Census Block Group	2
Census Block	2003
Census Tract	700305

Owner

4972 Oak Bluff Dr is owned and occupied by an individual who bought it in April 2009.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	4972 OAK BLUFF DR, HIGH RIDGE, MO 63049-1416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2009 · Amount on File
Deed Sale	Apr 7, 2009 · Amount on File
Prior Sale	May 3, 2000 · Amount on File
Deed Document Number	200914202
Prior Transfer Date	May 1, 2000
Prior Transfer Doc	0993001902
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4972 OAK BLUFF DR, HIGH RIDGE, MO 63049-1416
Document Number	0000021001
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4972 OAK BLUFF DR HIGH RIDGE MO 630491416, HIGH RIDGE, MO 63049-1416

Mortgage

Document Number	0000021001
Date	Jun 16, 2020
Instrument	21001

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4972 Oak Bluff Dr was $3,846, up 6.5% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Northwest R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,000 (-) Land $7,700 Building $46,300	$284,300 (-) Land $40,700 Building $243,600
2025	$3,846.00 (+6.54%)	$54,000 Land $7,700 Building $46,300	$284,300 (-) Land $40,700 Building $243,600
2024	$3,610.00 (+0.53%)		$284,300 (+7.93%) Land $40,700 Building $243,600
2023	$3,591.00	$50,000 Land $7,700 Building $42,300	$263,400 Land $40,700 Building $222,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4972 Oak Bluff Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4972 Oak Bluff Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 2 serves 16,548 people · EPA ID MO6024293
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Wisper ISP.

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