4976 Gold Rush Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 4976 Gold Rush Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,135 sqft · built 2022
Lot Size	0.173 acres (7,527 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,050,000 (Aug 2026)
Tax Bill	$18,054 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`072-3760-022-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3760-022-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,135 sqft Living Area
1st Floor Area	1,610 sqft
2nd Floor Area	1,525 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Material	Other
Lot Area	7,527 sqft (0.173 acres)
Garage Area	627 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	4976 GOLD RUSH DR
City	FOLSOM
State	CA
Zip	95630-7067
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFHD (S
Legal Description	WHITE ROCK SPRINGS RANCH VILLAGES 4,5,6, & 7, LOT 22, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	WHITE ROCK SPRINGS RANCH VILLAGES 4
Legal Lot Number	22
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	4
Census Block	4001
Census Tract	8508

Owner

Source: Sacramento County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4976 GOLD RUSH DR, FOLSOM, CA 95630-7067
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 13, 2022	Grant Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA
Aug 11, 2021	Grant Deed, Transfer LENNAR TITLE INC
Jun 1, 2021	Grant Deed, Transfer
May 11, 2021	Grant Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2026 · Amount on Record
Deed Sale	Aug 24, 2026 · Amount on Record
Prior Sale	May 13, 2022 · Amount on Record
Deed Document Number	2026
Deed Book / Page	20260824 / 1263
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 24, 2026
Property Address	4976 GOLD RUSH DR, FOLSOM, CA 95630-7067
Document Number	2026001263
Book / Page	20260824 / 1263
Instrument Date	Aug 19, 2026
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$116,655.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4976 GOLD RUSH DR, FOLSOM, CA 95630-7067

Mortgage

Document Number	2026001265,
Date	Aug 24, 2026
Book Page	20260824/1265

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 13, 2022
Property Address	4976 GOLD RUSH DR, FOLSOM, CA 95630-7067
Document Number	0000000726
Map Reference	MB 418 PG 4
Instrument Date	May 4, 2022
Instrument	2022051300726
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 7, 2023
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	4976 GOLD RUSH DR, FOLSOM, CA 95630-7067

Mortgage

Document Number	0000000727
Date	May 13, 2022
Instrument	2022051300727

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	8.75%

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 11, 2021
Property Address	4976 GOLD RUSH DR, FOLSOM, CA 95630-7067
Document Number	0000000045
Map Reference	MB 418 PG 4
Instrument Date	Aug 4, 2021
Instrument	202108110045
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8585 E HARTFORD DR # DR118, DR118, SCOTTSDALE, AZ 85255-5471

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 CREEKSIDE RIDGE DR # 240, 240, ROSEVILLE, CA 95678-3573

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 1, 2021
Property Address	4976 GOLD RUSH DR, FOLSOM, CA 95630-7067
Document Number	0000000017
Map Reference	MB 418 PG 4
Instrument Date	May 26, 2021
Instrument	202106010017
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1025 CREEKSIDE RIDGE DR # DR240, DR240, ROSEVILLE, CA 95678-3573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8585 E HARTFORD DR STE 118, 118, SCOTTSDALE, AZ 85255-5473
Investor	Possibly a Property Investor

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 11, 2021
Property Address	4976 GOLD RUSH DR, FOLSOM, CA 95630-7067
Document Number	0000001638
Map Reference	MB 418 PG 4
Instrument Date	May 11, 2021
Instrument	202105111638
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 CREEKSIDE RIDGE DR # 240, 240, ROSEVILLE, CA 95678-3573

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,157,882 (+2%) Land $216,485 Building $941,397
2025	$18,054.00 (-2.77%)	$1,135,180 (+4.04%) Land $212,241 Building $922,939
2024	$18,568.00 (+5.05%)
2023	$17,676.00 (+75.01%)	$1,091,101 Land $204,000 Building $887,101
2022	$10,100.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	300 / 30
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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