4973 Gold Rush Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 4973 Gold Rush Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,028 sqft · built 2022
Lot Size	0.168 acres (7,304 sqft)
Owner	2 Individual Names on File
Last Sale	$993,500 (Apr 2022)
Tax Bill	$16,985 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072-3760-055-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3760-055-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,028 sqft Living Area
1st Floor Area	1,173 sqft
2nd Floor Area	1,855 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Material	Other
Lot Area	7,304 sqft (0.168 acres)
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	4973 GOLD RUSH DR
City	FOLSOM
State	CA
Zip	95630-7067
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFHD (S
Legal Description	WHITE ROCK SPRINGS RANCH VILLAGES 4,5,6, & 7, LOT 97, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	WHITE ROCK SPRINGS RANCH VILLAGES 4
Legal Lot Number	97
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	4
Census Block	4001
Census Tract	8508

Owner

4973 Gold Rush Dr is owned and occupied by two individuals who bought it in April 2022.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4973 GOLD RUSH DR, FOLSOM, CA 95630-7067
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage SAFE CU
Jul 13, 2021	Grant Deed, Transfer LENNAR TITLE INC
Jun 1, 2021	Grant Deed, Transfer
May 11, 2021	Grant Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2022 · Amount on File
Deed Sale	Apr 22, 2022 · Amount on File
Prior Sale	Jul 13, 2021 · Amount on File
Deed Book / Page	20220422 / 1030
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4973 GOLD RUSH DR, FOLSOM, CA 95630-7067
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1112 VERANDA CT, FOLSOM, CA 95630-5322

Mortgage

Document Number	0000001031
Date	Apr 22, 2022
Instrument	2022042201031

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	8.12%

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 13, 2021
Property Address	4973 GOLD RUSH DR, FOLSOM, CA 95630-7067
Document Number	0000001572
Map Reference	MB 418 PG 4
Instrument Date	Jul 7, 2021
Instrument	202107131572
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8585 E HARTFORD DR # DR118, DR118, SCOTTSDALE, AZ 85255-5471

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 CREEKSIDE RIDGE DR # 240, 240, ROSEVILLE, CA 95678-3573

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 1, 2021
Property Address	4973 GOLD RUSH DR, FOLSOM, CA 95630-7067
Document Number	0000000017
Map Reference	MB 418 PG 4
Instrument Date	May 26, 2021
Instrument	202106010017
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1025 CREEKSIDE RIDGE DR # DR240, DR240, ROSEVILLE, CA 95678-3573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8585 E HARTFORD DR STE 118, 118, SCOTTSDALE, AZ 85255-5473
Investor	Possibly a Property Investor

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 11, 2021
Property Address	4973 GOLD RUSH DR, FOLSOM, CA 95630-7067
Document Number	0000001638
Map Reference	MB 418 PG 4
Instrument Date	May 11, 2021
Instrument	202105111638
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 CREEKSIDE RIDGE DR # 240, 240, ROSEVILLE, CA 95678-3573

Tax Assessment & Valuation

The 2025 property tax bill for 4973 Gold Rush Dr was $16,985 with a homeowner's exemption, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,075,394 (+2%) Land $216,485 Building $858,909
2025	$16,985.00 (+0.83%) Homeowner's exemption	$1,054,309 Land $212,241 Building $842,068
2024	$16,846.00 (+1.36%)
2023	$16,620.00 (+41.45%) Homeowner's exemption	$1,013,370 Land $204,000 Building $809,370
2022	$11,750.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4973 Gold Rush Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4973 Gold Rush Dr is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Succeed.Net, unWired Broadband.

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