4976 Arnold Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4976 Arnold Rd, Duluth, MN 55803 · Last verified August 2026

Property Highlights

Property Type	Commercial > Retail
Year Built	Built 1978
Square Footage	9,280 sqft Gross Area
Lot Size	141,814 sqft (3.25 acres)
Last Sale	$470,000 (2021)
Tax Bill	$12,352.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`520-0053-00010`
Alternative APN	`1106983`

Interior

Building Area	9,280 sqft Gross Area
1st Floor	7,360 sqft 1st Floor
Stories	2 Stories
Fire Sprinklers	The property is equipped with a fire-suppression sprinkler system
Elevator	Elevator

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	141,814 sqft (3.25 acres)
Canopy Area	84 sqft Canopy
Utility Building	2,720 sqft Utility Building

Utilities and HVAC

Cooling System	None Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Account Number	1106983
Street Address	4976 ARNOLD RD
City	DULUTH
State	MN
Zip	55803-2733
Property Usage	Commercial Property Usage
Type	Commercial > Retail
Legal Description	LOT: 0001 BLOCK:001 SERIAL #
Legal Subdivision	BIRCHWOOD GARDEN TRACTS THIRD
Legal Block	1
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Minor Civil Division	RICE LAKE
Census Blockgroup	1
Census Block	1019
Census Tract	10400

Owner

Source: St. Louis County records · APN 520-0053-00010

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4976 ARNOLD RD, DULUTH, MN 55803-2733
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 06, 2021 · Amount on Record
Deed Sale	Apr 06, 2021 · Amount on Record
Deed Doc Number	20211409349
Prior Transfer Date	Mar 31, 2021
Prior Transfer Doc	00A1409349
Record Refreshed	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 06, 2021
Property Address	4976 ARNOLD RD, DULUTH, MN 55803-2733
Document Number	0001409349
Instrument Date	Mar 31, 2021
Instrument	1409349
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,551.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4976 ARNOLD RD, DULUTH, MN 55803-2733

Mortgage

Document Number	0001409350
Date	Apr 06, 2021
Instrument	1409350

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Mar 30, 2026

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,352.00 (+2.92%)
2025	$12,002.00 (+25.75%)	$454,700 (-) Land $61,600 Building $393,100	$454,700 (-) Land $61,600 Building $393,100
2024	$9,544.00	$454,700 (+14.07%) Land $61,600 Building $393,100	$454,700 (+14.07%) Land $61,600 Building $393,100
2022		$398,600 Land $56,200 Building $342,400	$398,600 Land $56,200 Building $342,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.