4971 Arnold Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4971 Arnold Rd, Duluth, MN 55803 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,196 sqft · built 1978
Lot Size	2.87 acres (125,017 sqft)
Owner	Individual Name on File
Tax Bill	$3,646 (2026)
Flood Zone	Zone X (minimal risk)
APN	`520-0016-03940`

Property Details

APN / Parcel Number

Primary APN	`520-0016-03940`
Alternative APN	`93996`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,196 sqft Gross Area
1st Floor Area	1,196 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Lot Area	125,017 sqft (2.87 acres)
Garage Area	780 sqft
Deck Area	312 sqft
Storage Building	160 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	93996
Street Address	4971 ARNOLD RD
City	DULUTH
State	MN
Zip	55803-2707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 5 AC OF S 15 AC OF N 30 AC OF NE 1/4OF SE 1/4 EX S 200 FT AND EX WLY 21 FT SERIAL #
Legal Range	14W
Legal Township	51N
Legal Section	27
Legal Subdivision	RICE LAKE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	1
Census Block	1030
Census Tract	10400

Owner

Source: St. Louis County records · APN 520-0016-03940

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4971 ARNOLD RD, DULUTH, MN 55803-2707
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,646.00 (+3.76%) Homeowner's exemption
2025	$3,514.00 (+1.74%) Homeowner's exemption	$291,300 (+0.14%) Land $58,800 Building $232,500	$291,300 (+0.14%) Land $58,800 Building $232,500
2024	$3,454.00	$290,900 (+16.64%) Land $58,400 Building $232,500	$290,900 (+16.64%) Land $58,400 Building $232,500
2022		$249,400 Land $55,600 Building $193,800	$249,400 Land $55,600 Building $193,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370104001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Nearby Flood Policies	3 in force 2 of 3 on primary residences
Nearby Flood Claims	4 (1991–2001)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2001, rainfall accumulation, Severe Winter Storms, Flooding, And Tornadoes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.