49750 Schoolhouse Ln, Dameron, MD 20628 Property Records

St. Mary's County property record for 49750 Schoolhouse Ln, Dameron, MD 20628

Property Summary

Property Type	Rural Home
Details	2.5 ba · 3,310 sqft · built 2005
Lot Size	6.29 acres (273,992 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Nov 2010)
Tax Bill	$4,961 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-046446`

Property Details

APN / Parcel Number

Primary APN	`01-046446`
Alternative APN	`046446`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,310 sqft Total Area
1st Floor Area	192 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	273,992 sqft (6.29 acres)
Garage Type	Mixed
Garage Area	672 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	488 sqft
Deck Area	480 sqft
Shed	1 Shed
Shed Area	2,016 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	046446
Street Address	49750 SCHOOLHOUSE LN
City	DAMERON
State	MD
Zip	20628-3307
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RPD
Legal Description	LOT 1 SECTION ONE ST JEROME'S CROSSROADS
Legal Subdivision	ST JEROMES CROSSRODAS
Legal Lot Number	1
Jurisdiction	ST MARY'S MD
Township / Civil Division	1, ST. INIGOES
Census Block Group	4
Census Block	4001
Census Tract	876200

Owner

49750 Schoolhouse Ln, a rural home, is owned and occupied by two individuals who acquired it in September 2016.

Source: St. Mary's County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	49750 SCHOOLHOUSE LN, DAMERON, MD 20628-3307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
May 4, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Dec 11, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jun 21, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2010 · Amount on File
Deed Sale	Nov 19, 2010 · Amount on File
Prior Sale	Oct 28, 2004 · Amount on File
Deed Document Number	2010955
Deed Book / Page	3505 / 270
Last Transfer Date	Sep 17, 2016
Transfer Doc	0044950153
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	49750 SCHOOLHOUSE LN, DAMERON, MD 20628-3307
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056490380
Date	Feb 17, 2021
Book Page	5649/380

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	298 Months
Due	Dec 1, 2045

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	49750 SCHOOLHOUSE LN, DAMERON, MD 20628-3307
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061340468
Date	May 4, 2022
Book Page	6134/468

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	49750 SCHOOLHOUSE LN, DAMERON, MD 20628-3307
Document Number	0052370026
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	49750 SCHOOLHOUSE LN DAMERON MD 206283307, DAMERON, MD 20628-3307

Mortgage

Document Number	0052370026
Date	Dec 27, 2019
Book Page	005237/000026

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Dec 26, 2044

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	49750 SCHOOLHOUSE LN, DAMERON, MD 20628-3307
Document Number	0049010190
Instrument Date	Jun 21, 2018
Transaction Type	Mortgage
Record Updated	Jul 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	49750 SCHOOLHOUSE LN DAMERON MD 206283307, DAMERON, MD 20628-3307

Mortgage

Document Number	0049010190
Date	Jul 5, 2018
Book Page	004901/000190

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 4, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 49750 Schoolhouse Ln was $4,961 with a homeowner's exemption.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$636,700 (+12.52%) Land $122,600 Building $514,100	$636,700 (-) Land $122,600 Building $514,100
2025	$4,961.00 Homeowner's exemption	$565,833	$636,700 Land $122,600 Building $514,100
2023	$4,532.00 Homeowner's exemption	$424,100 Land $117,600 Building $306,500	$424,100 Land $117,600 Building $306,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 49750 Schoolhouse Ln in Zone X, an area of minimal flood risk, though there have been 107 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	107 (1985–2022)
Claims Outside the SFHA	38 of 107
Most Recent Claim	Oct 2022 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Hurricane Isabel, Sep 2003 · 46 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 49750 Schoolhouse Ln is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 86% of Maryland
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Breezeline Cable	1,000 / 50

May also be available: T-Mobile.

Nearby Properties on Schoolhouse Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures