St. Mary's County property record for 49730 Schoolhouse Ln, Dameron, MD 20628
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 4,476 sqft · built 2006 |
| Lot Size | 6.53 acres (284,447 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,250,000 (May 2026) |
| Tax Bill | $6,185 (2025) |
| Deeds & Mortgages | May 2026 Sale Jan 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-046454 |
| Primary APN | 01-046454 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,476 sqft Total Area |
| Basement Area | 3,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 284,447 sqft (6.53 acres) |
| Garage Type | Mixed |
| Garage Area | 1,796 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Porch Area | 595 sqft |
| Deck Area | 342 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 046454 |
|---|---|
| Street Address | 49730 SCHOOLHOUSE LN |
| City | DAMERON |
| State | MD |
| Zip | 20628-3307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 2 SECTION ONE ST JEROME'S CROSSROADS |
| Legal Subdivision | ST JEROMES CROSSROADS |
| Legal Lot Number | 2 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 876200 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 49730 SCHOOLHOUSE LN, DAMERON, MD 20628-3307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 27, 2026 | Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Jan 13, 2026 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Apr 19, 2018 | Deed of Trust, Mortgage · Commercial Mortgage OLD LINE BANK |
| Jan 23, 2020 | Loan Modification, Mortgage · Conventional Mortgage OLD LINE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on Record |
| Deed Sale | May 27, 2026 · Amount on Record |
| Prior Sale | Mar 19, 2007 |
| Deed Book / Page | 6910 / 365 |
| Prior Transfer Date | Mar 13, 2007 |
| Prior Transfer Doc | 0029670496 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | May 27, 2026 |
| Property Address | 49730 SCHOOLHOUSE LN, DAMERON, MD 20628-3307 |
| Document Number | 6910000365 |
| Book / Page | 6910 / 365 |
| Instrument Date | May 22, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $126,250.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 49730 SCHOOLHOUSE LN, DAMERON, MD 20628-3307 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 49730 SCHOOLHOUSE LN, DAMERON, MD 20628-3307 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 49730 SCHOOLHOUSE LN, DAMERON, MD 20628-3307 |
| Document Number | 0068330484 |
|---|---|
| Date | Jan 13, 2026 |
| Book Page | 6833/484 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | CALIFORNIA, MD 20619 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 49730 SCHOOLHOUSE LN, DAMERON, MD 20628-3307 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0048550031 |
|---|---|
| Date | Apr 19, 2018 |
| Book Page | 4855/031 |
| Name | OLD LINE BANK |
|---|---|
| Type | Bank |
| Address | DAMERON, MD 20628 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 49730 SCHOOLHOUSE LN, DAMERON, MD 20628-3307 |
| Document Number | 0052620096 |
| Instrument Date | Jan 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 186 DAMERON MD 206280186, DAMERON, MD 20628-0186 |
| Document Number | 0052620096 |
|---|---|
| Date | Jan 31, 2020 |
| Book Page | 005262/000096 |
| Name | OLD LINE BK |
|---|---|
| Type | Bank |
| Address | BOWIE, MD 20716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,158,200 (+61.34%) Land $262,600 Building $895,600 | $1,158,200 (+50.24%) Land $262,600 Building $895,600 | |
| 2025 | $6,185.00 (+9.31%) Homeowner's exemption | $717,867 (+17.34%) | $770,900 (+26.01%) Land $147,600 Building $623,300 |
| 2023 | $5,658.00 Homeowner's exemption | $611,800 Land $142,600 Building $469,200 | $611,800 Land $142,600 Building $469,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 136 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 107 (1985–2022) |
| Claims Outside the SFHA | 38 of 107 |
| Most Recent Claim | Oct 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 86% of Maryland |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Breezeline Cable | 1,000 / 50 |
May also be available: T-Mobile.
5G and 4G LTE (outdoors only)
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