4975 Carter St, Cocoa, FL 32927 Property Records

Brevard County property record for 4975 Carter St, Cocoa, FL 32927

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,392 sqft · built 1988
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$90,000 (Jul 2014)
Tax Bill$1,767 (2025)
Deeds & MortgagesNov 2025 Mortgage
Jan 2024 Second Mortgage
+ 1 more
Flood ZoneZone A (high risk)
APN23-35-14-JZ-303-16

Property Details

APN / Parcel Number

Primary APN23-35-14-JZ-303-16
Alternative APNs
  • 23-35-14-JZ-00303.0-0016.00
  • 2303469

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,392 sqft Living Area
Gross Area1,850 sqft
1st Floor Area1,392 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2012
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area418 sqft
PorchFinished/Open Porch
Porch Area40 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2303469
Street Address4975 CARTER ST
CityCOCOA
StateFL
Zip32927-8371
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU-1-9
Legal DescriptionPORT ST JOHN UNIT 8 LOT 16 BLK 303
Legal Range35E
Legal Township23S
Legal Section14
Legal SubdivisionPORT ST JOHN UNIT 8
Legal Block303
Legal Lot Number16
Legal Unit8
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group4
Census Block4021
Census Tract62108

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4975 CARTER ST, COCOA, FL 32927-8371
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2025Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Jan 11, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
LAUNCH CU
Jan 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2014 · Amount on Record
Deed SaleJul 17, 2014 · Amount on Record
Prior SaleMay 14, 2014
Deed Document Number2014141929
Deed Book / Page7168 / 2184
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address4975 CARTER ST, COCOA, FL 32927-8371
Transaction TypeMortgage
Record UpdatedNov 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4975 CARTER ST, COCOA, FL 32927-8371

Mortgage

Document Number0104770437
DateNov 12, 2025
Book Page10477/437
Instrument2025226837
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2040

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address4975 CARTER ST, COCOA, FL 32927-8371
Transaction TypeMortgage
Record UpdatedJan 25, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address4975 CARTER ST, COCOA, FL 32927-8371

Mortgage

Document Number0099682915
DateJan 11, 2024
Book Page9968/2915
Instrument2024006662
Lender
NameLAUNCH CU
TypeCredit Union
AddressMERRITT ISLAND, FL 32952
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueJan 15, 2039

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address4975 CARTER ST, COCOA, FL 32927-8371
Document Number0083570446
Instrument DateJan 22, 2019
Transaction TypeMortgage
Record UpdatedFeb 12, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4975 CARTER ST COCOA FL 329278371, COCOA, FL 32927-8371

Mortgage

Document Number0083570446
DateJan 30, 2019
Book Page008357/000446
Instrument19094
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 29, 2049

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$128,820 (+2.69%)$249,480 (-0.67%)
2025$1,767.00 (+11.13%) Homeowner's exemption$125,440 (+5.98%)$251,170 (+0.85%) Land $52,000 Building $199,170
2023$1,590.00 (+7.29%) Homeowner's exemption$118,360 (+2.99%)$249,060 (+5.6%) Land $52,000 Building $197,060
2022$1,482.00 Homeowner's exemption$114,920$235,860 Land $46,000 Building $189,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 72 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies72 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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