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4970 Carter St, Cocoa, FL 32927 Property Records

Brevard County property record for 4970 Carter St, Cocoa, FL 32927

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,480 sqft · built 1983
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$346,000 (Jun 2023)
Tax Bill$3,548 (2025)
Deeds & MortgagesJun 2023 Sale
Aug 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN23-35-14-JZ-301-10

Property Details

APN / Parcel Number

Primary APN23-35-14-JZ-301-10
Alternative APNs
  • 23-35-14-JZ-00301.0-0010.00
  • 2303434

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,480 sqft Living Area
Gross Area2,260 sqft
1st Floor Area1,480 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions126 ft deep x 80 ft wide
Garage TypeAttached
Garage Area440 sqft
PorchFinished/Open Porch
Porch Area340 sqft
Deck Area637 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2303434
Street Address4970 CARTER ST
CityCOCOA
StateFL
Zip32927-8372
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU-1-9
Legal DescriptionPORT ST JOHN UNIT 8 LOT 10 BLK 301
Legal Range35E
Legal Township23S
Legal Section14
Legal SubdivisionPORT ST JOHN UNIT 8
Legal Block301
Legal Lot Number10
Legal Unit8
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group4
Census Block4018
Census Tract62108

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4970 CARTER ST, COCOA, FL 32927-8372
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2023Warranty Deed, Transfer
DOCKSIDE TITLE LLC
Aug 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Oct 21, 2019Warranty Deed, Transfer · Conventional with PMI
PRIME LNDG
Jun 10, 2019Grant Deed, Transfer
ATTORNEY ONLY
Apr 12, 2019Trustee's Deed, Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 15, 2023 · Amount on Record
Deed SaleJun 15, 2023 · Amount on Record
Prior SaleOct 21, 2019 · Amount on Record
Deed Document Number2023124748
Deed Book / Page9814 / 766
Last Transfer DateJun 17, 2024
Transfer Doc0100940164
Record UpdatedSep 20, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJun 15, 2023
Property Address4970 CARTER ST, COCOA, FL 32927-8372
Document Number0098140766
Book / Page9814 / 766
Map ReferenceMB 23 PG 70-83
Instrument DateJun 9, 2023
Instrument2023124748
Transaction TypeTransfer
Record UpdatedJun 29, 2023
Title CompanyDOCKSIDE TITLE LLC

Transaction

AmountAmount Recorded
Tax$2,422.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4970 CARTER ST, COCOA, FL 32927-8372

Transferred To (Grantee/Buyer)

NameVerified Name
Address4970 CARTER ST, COCOA, FL 32927-8372

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address4970 CARTER ST, COCOA, FL 32927-8372
Transaction TypeMortgage
Record UpdatedJul 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4970 CARTER ST, COCOA, FL 32927-8372

Mortgage

Document Number0092260193
DateAug 17, 2021
Book Page9226/193
Instrument2021213420
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.37%
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2028
Change FrequencyAnnually
Min Rate At Change7.37%
Max Rate At Change2.75%
Index1-Year CMT
Max Rate7.37%

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateOct 21, 2019
Property Address4970 CARTER ST, COCOA, FL 32927-8372
Document Number0085680459
Book / Page008568 / 000459
Instrument DateOct 18, 2019
Instrument229658
Transaction TypeTransfer
Record UpdatedNov 4, 2019
Title CompanyLIBERTY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,812.30
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4970 CARTER ST COCOA FL 329278372, COCOA, FL 32927-8372

Mortgage

Document Number85680460
DateOct 21, 2019
Book Page008568/000460
Instrument229659
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 20, 2049

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBREVARD FL
Recording DateJun 10, 2019
Property Address4970 CARTER ST, COCOA, FL 32927-8372
Document Number0084600007
Book / Page008460 / 000007
Instrument DateMay 28, 2019
Instrument124992
Transaction TypeTransfer
Record UpdatedJun 24, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,067.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address144 S TWIN LAKES RD COCOA FL 329268732, COCOA, FL 32926-8732

April 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionBREVARD FL
Recording DateApr 12, 2019
Property Address4970 CARTER ST, COCOA, FL 32927-8372
Document Number0084121143
Book / Page008412 / 001143
Instrument DateMar 27, 2019
Instrument75936
Transaction TypeForeclosure
Record UpdatedMay 28, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address201 E PINE ST #730 ORLANDO FL 328012763, 730, ORLANDO, FL 32801-2763
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$266,160 (+0.64%)$266,160 (+0.64%)
2025$3,548.00 (+3.08%)$264,460 (+50.6%)$264,460 (+2.19%)
2024$3,442.00 (+44.38%)
2023$2,384.00 (+6.86%) Homeowner's exemption$175,600 (+3%)$258,790 (+3.76%) Land $52,000 Building $206,790
2022$2,231.00 Homeowner's exemption$170,490$249,410 Land $46,000 Building $203,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 72 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies72 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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