4974 Yuma Ave, Oceanside, CA 92057 Property Records

San Diego County property record for 4974 Yuma Ave, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,371 sqft · built 1980
Lot Size0.269 acres (11,728 sqft)
OwnerCompany Name on Record
Last Sale$613,000 (Nov 2020)
Tax Bill$7,462 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Nov 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN157-472-19-00

Property Details

APN / Parcel Number

Primary APN157-472-19-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,371 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area11,728 sqft (0.269 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4974 YUMA AVE
CityOCEANSIDE
StateCA
Zip92057-4514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B-SP
Legal DescriptionLOT 38 TR 009172
Legal SubdivisionVISTA DE GUAJOME
Legal Tract009172
Legal Block2
Legal Lot Number38
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2010
Census Tract18612

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4974 YUMA AVE, OCEANSIDE, CA 92057-4514
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2018Deed of Trust, Mortgage · Conventional Mortgage
DITECH FINANCIAL LLC
Nov 25, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 12, 2020Grant Deed, Transfer · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 12, 2020 · Amount on Record
Deed SaleNov 12, 2020 · Amount on Record
Prior SaleApr 16, 2004
Deed Document Number2020707143
Last Transfer DateNov 19, 2020
Transfer Doc0000753786
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4974 YUMA AVE, OCEANSIDE, CA 92057-4514
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000049318
DateFeb 7, 2018
Instrument2018-0049318
Lender
NameDITECH FINANCIAL LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term264 Months
DueFeb 1, 2040

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateNov 25, 2020
Property Address4974 YUMA AVE, OCEANSIDE, CA 92057-4514
Document Number0000753786
Instrument DateNov 19, 2020
Instrument753786
Transaction TypeTransfer
Record UpdatedDec 7, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4974 YUMA AVE OCEANSIDE CA 920574514, OCEANSIDE, CA 92057-4514

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 12, 2020
Property Address4974 YUMA AVE, OCEANSIDE, CA 92057-4514
Document Number0000707143
Instrument DateOct 21, 2020
Instrument2020-0707143
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4974 YUMA AVE, OCEANSIDE, CA 92057-4514

Mortgage

Document Number0000707144
DateNov 12, 2020
Instrument2020-0707144
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$676,295 (+2%) Land $380,127 Building $296,168
2025$7,462.00 (+8.68%) Homeowner's exemption$663,035 (+4.04%) Land $372,674 Building $290,361
2023$6,866.00 (+0.28%) Homeowner's exemption$637,290 Land $358,203 Building $279,087
2022$6,847.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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