4971 Yuma Ave, Oceanside, CA 92057 Property Records

San Diego County property record for 4971 Yuma Ave, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,678 sqft · built 1980
Lot Size0.23 acres (10,021 sqft)
Owner2 Individual Names on Record
Last Sale$299,000 (Apr 2012)
Tax Bill$2,314 (2025)
Deeds & MortgagesFeb 2021 Mortgage
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN157-471-10-00

Property Details

APN / Parcel Number

Primary APN157-471-10-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,678 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialBlock
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area10,021 sqft (0.23 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4971 YUMA AVE
CityOCEANSIDE
StateCA
Zip92057-4513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B-SP
Legal DescriptionLOT 6 TR 009172
Legal SubdivisionVISTA DE GUAJOME
Legal Tract009172
Legal Block2
Legal Lot Number6
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2009
Census Tract18612

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4971 YUMA AVE, OCEANSIDE, CA 92057-4513
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
May 30, 2020Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS
Dec 11, 2018Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 18, 2012 · Amount on Record
Deed SaleApr 18, 2012 · Amount on Record
Prior SaleMay 7, 2007 · Amount on Record
Deed Document Number2012226007
Prior Transfer DateApr 11, 2012
Prior Transfer Doc0000226005
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4971 YUMA AVE, OCEANSIDE, CA 92057-4513
Transaction TypeMortgage
Record UpdatedSep 27, 2023
Title CompanyTITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4971 YUMA AVE, OCEANSIDE, CA 92057-4513
InvestorPossibly a Property Investor

Mortgage

Document Number0000130604
DateFeb 19, 2021
Instrument2021-0130604
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term353 Months
DueJul 1, 2050

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4971 YUMA AVE, OCEANSIDE, CA 92057-4513
Document Number0000288299
Instrument DateMay 30, 2020
Transaction TypeMortgage
Record UpdatedJun 15, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4971 YUMA AVE OCEANSIDE CA 920574513, OCEANSIDE, CA 92057-4513

Mortgage

Document Number0000288299
DateJun 5, 2020
Instrument288299
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 4, 2050

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4971 YUMA AVE, OCEANSIDE, CA 92057-4513
Document Number0000533559
Instrument DateDec 11, 2018
Transaction TypeMortgage
Record UpdatedJan 8, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4971 YUMA AVE OCEANSIDE CA 920574513, OCEANSIDE, CA 92057-4513

Mortgage

Document Number0000533559
DateDec 31, 2018
Instrument533559
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueDec 30, 2028

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$383,057 (+2%) Land $213,948 Building $169,109
2025$2,314.00 (+4.66%)$375,547 (+4.04%) Land $209,753 Building $165,794
2023$2,211.00 (-3.53%)$360,966 Land $201,609 Building $159,357
2022$2,292.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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