4974 Bella Collina St, Oceanside, CA 92056 Property Records

San Diego County property record for 4974 Bella Collina St, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,176 sqft · built 1996
Lot Size	0.265 acres (11,553 sqft)
Owner	2 Trust Names on File
Tax Bill	$3,656 (2025)
Deeds & Mortgages	Apr 2024 Transfer Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`158-610-24-00`

Property Details

APN / Parcel Number

Primary APN	`158-610-24-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,176 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	11,553 sqft (0.265 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4974 BELLA COLLINA ST
City	OCEANSIDE
State	CA
Zip	92056-1915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-HD
Legal Description	LOT 17 TR 012798
Legal Subdivision	MISSION SANTA FE
Legal Tract	012798
Legal Block	2
Legal Lot Number	17
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2005
Census Tract	19301

Owner

4974 Bella Collina St is owner-occupied and held in a trust since March 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4974 BELLA COLLINA ST, OCEANSIDE, CA 92056-1915
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Intrafamily Transfer, Transfer
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Feb 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 28, 2024
Transfer Doc	0000089102
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 10, 2024
Property Address	4974 BELLA COLLINA ST, OCEANSIDE, CA 92056-1915
Document Number	0000089102
Map Reference	MAP 12798
Instrument Date	Mar 28, 2024
Instrument	2024-0089102
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	4942 BELLA COLLINA ST, OCEANSIDE, CA 92056-1913

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4974 BELLA COLLINA ST, OCEANSIDE, CA 92056-1915
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4974 BELLA COLLINA ST, OCEANSIDE, CA 92056-1915

Mortgage

Document Number	0000589004
Date	Oct 1, 2020
Instrument	2020-0589004

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4974 BELLA COLLINA ST, OCEANSIDE, CA 92056-1915
Document Number	0000132591
Instrument Date	Feb 16, 2020
Transaction Type	Mortgage
Record Updated	Mar 31, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4974 BELLA COLLINA ST OCEANSIDE CA 920561915, OCEANSIDE, CA 92056-1915

Mortgage

Document Number	0000132591
Date	Mar 13, 2020
Instrument	132591

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 12, 2035

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4974 BELLA COLLINA ST, OCEANSIDE, CA 92056-1915
Document Number	0000311129
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Aug 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4974 BELLA COLLINA ST OCEANSIDE CA 920561915, OCEANSIDE, CA 92056-1915

Mortgage

Document Number	0000311129
Date	Jul 30, 2019
Instrument	311129

Lender

Name	SPRING EQ LLC
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 29, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 4974 Bella Collina St was $3,656 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$318,533 (+2%) Land $64,373 Building $254,160
2025	$3,656.00 Homeowner's exemption	$312,288 Land $63,111 Building $249,177
2023	$3,380.00 (+0.21%) Homeowner's exemption	$300,163 Land $60,661 Building $239,502
2022	$3,373.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4974 Bella Collina St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4974 Bella Collina St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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