4960 Bella Collina St, Oceanside, CA 92056 Property Records

San Diego County property record for 4960 Bella Collina St, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,411 sqft · built 1996
Lot Size0.256 acres (11,139 sqft)
Owner2 Individual Names on File
Last Sale$265,000 (May 1999)
Tax Bill$4,813 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN158-610-29-00

Property Details

APN / Parcel Number

Primary APN158-610-29-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,411 sqft Living Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area11,139 sqft (0.256 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address4960 BELLA COLLINA ST
CityOCEANSIDE
StateCA
Zip92056-1922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-HD
Legal DescriptionLOT 22 TR 012798
Legal SubdivisionMISSION SANTA FE
Legal Tract012798
Legal Block2
Legal Lot Number22
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2005
Census Tract19301

Owner

4960 Bella Collina St is owned and occupied by two individuals who bought it in May 1999.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address4960 BELLA COLLINA ST, OCEANSIDE, CA 92056-1922
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 1999 · Amount on File
Deed SaleMay 28, 1999 · Amount on File
Prior SaleSep 29, 1995 · Amount on File
Deed Document Number1999374234
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4960 BELLA COLLINA ST, OCEANSIDE, CA 92056-1922
Document Number0000464482
Instrument DateAug 8, 2020
Transaction TypeMortgage
Record UpdatedAug 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4960 BELLA COLLINA ST OCEANSIDE CA 920561922, OCEANSIDE, CA 92056-1922

Mortgage

Document Number0000464482
DateAug 18, 2020
Instrument464482
Lender
NameBETTER MTG CORP ISAOA
AddressNEW YORK, NY 10271
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 17, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4960 Bella Collina St was $4,813 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$423,729 (+2%) Land $135,907 Building $287,822
2025$4,813.00 Homeowner's exemption$415,422 Land $133,243 Building $282,179
2023$4,446.00 (+0.2%) Homeowner's exemption$399,293 Land $128,070 Building $271,223
2022$4,437.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4960 Bella Collina St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4960 Bella Collina St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
AT&T
DSL
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Bella Collina St

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