Cabarrus County property record for 4972 Riverview Dr, Harrisburg, NC 28075
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,447 sqft · built 2001 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Mar 2017) |
| Tax Bill | $4,678 (2023) |
| Deeds & Mortgages | Feb 2022 Mortgage Oct 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01010B0468.000000 |
| Primary APN | 01010B0468.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,447 sqft Living Area |
| Gross Area | 5,108 sqft |
| 1st Floor Area | 1,588 sqft |
| Upper Floors Area | 1,859 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Mixed |
| Garage Area | 726 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,020 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 612 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 33 sqft |
| Deck Area | 176 sqft |
| Patio Area | 794 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 114174 |
|---|---|
| Street Address | 4972 RIVERVIEW DR |
| City | HARRISBURG |
| State | NC |
| Zip | 28075-3910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CZ-RH |
| Legal Description | LT 468 ROCKY RIVER CROSSING |
| Legal Subdivision | ROCKY RIVER CROSSING |
| Legal Lot Number | 468 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 1, HARRISBURG |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 42604 |
4972 Riverview Dr is owned and occupied by an individual who bought it in March 2017.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4972 RIVERVIEW DR, HARRISBURG, NC 28075-3910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Oct 14, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 17, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Apr 10, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Mar 2, 2017 | Warranty Deed, Transfer · VA Mortgage GENEVA FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2017 · Amount on File |
| Deed Sale | Mar 2, 2017 · Amount on File |
| Prior Sale | Nov 20, 2001 · Amount on File |
| Deed Document Number | 201712382-0083 |
| Deed Book / Page | 12382 / 83 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 4972 RIVERVIEW DR, HARRISBURG, NC 28075-3910 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0015832271 |
|---|---|
| Date | Feb 7, 2022 |
| Book Page | 15832/271 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 309 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 4972 RIVERVIEW DR, HARRISBURG, NC 28075-3910 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 14579152 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 14579/152 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 322 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 4972 RIVERVIEW DR, HARRISBURG, NC 28075-3910 |
| Document Number | 13963229 |
| Instrument Date | Jan 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 4972 RIVERVIEW DR HARRISBURG NC 280753910, HARRISBURG, NC 28075-3910 |
| Document Number | 13963229 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 013963/000229 |
| Instrument | 2196 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Jan 22, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 4972 RIVERVIEW DR, HARRISBURG, NC 28075-3910 |
| Document Number | 13459269 |
| Instrument Date | Apr 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2019 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 4972 RIVERVIEW DR HARRISBURG NC 280753910, HARRISBURG, NC 28075-3910 |
| Document Number | 13459269 |
|---|---|
| Date | Apr 15, 2019 |
| Book Page | 013459/000269 |
| Instrument | 8817 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Apr 14, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Mar 2, 2017 |
| Property Address | 4972 RIVERVIEW DR, HARRISBURG, NC 28075-3910 |
| Document Number | 1238283 |
| Book / Page | 012382 / 000083 |
| Instrument Date | Mar 2, 2017 |
| Instrument | 5320 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2017 |
| Title Company | BARRISTER TITLE SERVICES, BARRISTERS TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4972 RIVERVIEW DR HARRISBURG NC 280753910, HARRISBURG, NC 28075-3910 |
| Document Number | 1238285 |
|---|---|
| Date | Mar 2, 2017 |
| Book Page | 012382/000085 |
| Instrument | 5321 |
| Name | GENEVA FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | TEMPE, AZ 85283 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2047 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Harrisburg Town |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $602,770 Land $94,000 Building $508,770 | ||
| 2024 | $602,770 (+47.18%) Land $94,000 Building $508,770 | ||
| 2023 | $4,678.00 | $409,560 Land $60,000 Building $349,560 | $409,560 Land $60,000 Building $349,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4972 Riverview Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4972 Riverview Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HARRISBURG serves 20,549 people · EPA ID NC0113025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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