Cabarrus County property record for 4965 Riverview Dr, Harrisburg, NC 28075
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,215 sqft · built 2003 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (Apr 2024) |
| Tax Bill | $3,797 (2023) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01010B0471.000000 |
| Primary APN | 01010B0471.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,215 sqft Living Area |
| Gross Area | 3,932 sqft |
| 1st Floor Area | 1,425 sqft |
| Upper Floors Area | 1,790 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 210 ft deep x 150 ft wide |
| Garage Type | Mixed |
| Garage Area | 462 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,080 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 35 sqft |
| Patio Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 169960 |
|---|---|
| Street Address | 4965 RIVERVIEW DR |
| City | HARRISBURG |
| State | NC |
| Zip | 28075-3910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CZ-RH |
| Legal Description | LT 471 ROCKY RIVER CROSSING |
| Legal Subdivision | ROCKY RIVER CROSSING |
| Legal Lot Number | 471 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 1, HARRISBURG |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 42604 |
4965 Riverview Dr is owned and occupied by two individuals who bought it in April 2024.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4965 RIVERVIEW DR, HARRISBURG, NC 28075-3910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2024 | Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Apr 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Sep 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2024 · Amount on File |
| Deed Sale | Apr 11, 2024 · Amount on File |
| Prior Sale | May 6, 2004 · Amount on File |
| Deed Document Number | 20247175 |
| Deed Book / Page | 16884 / 268 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Apr 11, 2024 |
| Property Address | 4965 RIVERVIEW DR, HARRISBURG, NC 28075-3910 |
| Document Number | 0016884268 |
| Book / Page | 16884 / 268 |
| Map Reference | MB 37 PG 5 |
| Instrument Date | Apr 11, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2024 |
| Title Company | CASTLE TITLE AGENCY LLC, MASTER TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 183 WESCOT DR NW, CONCORD, NC 28027-5552 |
| Name | Verified Name |
|---|---|
| Address | 4965 RIVERVIEW DR, HARRISBURG, NC 28075-3910 |
| Investor | Possibly a Property Investor |
| Document Number | 0168840271 |
|---|---|
| Date | Apr 11, 2024 |
| Instrument | 16884-0271 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 4965 RIVERVIEW DR, HARRISBURG, NC 28075-3910 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000159841 |
|---|---|
| Date | Apr 22, 2022 |
| Book Page | 15984/1 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 4965 RIVERVIEW DR, HARRISBURG, NC 28075-3910 |
| Document Number | 13746160 |
| Instrument Date | Sep 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4965 RIVERVIEW DR HARRISBURG NC 280753910, HARRISBURG, NC 28075-3910 |
| Document Number | 13746160 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 013746/000160 |
| Instrument | 26230 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 26, 2039 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Harrisburg Town |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $528,500 Land $94,000 Building $434,500 | ||
| 2024 | $528,500 (+63.35%) Land $94,000 Building $434,500 | ||
| 2023 | $3,797.00 | $323,540 Land $60,000 Building $263,540 | $323,540 Land $60,000 Building $263,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4965 Riverview Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4965 Riverview Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HARRISBURG serves 20,549 people · EPA ID NC0113025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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