4972 FM 2088, Gilmer, TX 75644 Property Records

Upshur County property record for 4972 FM 2088, Gilmer, TX 75644

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,691 sqft · built 1980
Lot Size	0.783 acres (34,107 sqft)
Owner	Individual Name on Record
Last Sale	$148,755 (Jan 2026)
Tax Bill	$1,048 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`515U-S04-000-030`

Property Details

APN / Parcel Number

Primary APN	`515U-S04-000-030`
Alternative APN	`35659`

Interior

Full Baths	2 Baths
Building Area	2,691 sqft Total Area
1st Floor Area	1,261 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	34,107 sqft (0.783 acres)
Garage Type	Detached
Garage Area	960 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	515U-S04-000-030
Street Address	4972 FM 2088
City	GILMER
State	TX
Zip	75644-5448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABS A515 WIGGINS, HARBOURD S,TRACT 30, .783 ACRES & HOUSE
Legal Subdivision	HARBOURD S SURVEY A-515
Legal Tract	30
Jurisdiction	UPSHUR TX
Township / Civil Division	BETTIE
Census Block Group	2
Census Block	2058
Census Tract	950200

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4972 FM 2088, GILMER, TX 75644-5448
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Vendor's Lien, Transfer · FHA Mortgage NEIGHBORHOOD LOANS
Jul 3, 2018	Vendor's Lien, Transfer SECURITY SERVICE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2026 · Amount on Record
Deed Sale	Jan 9, 2026 · Amount on Record
Prior Sale	Jul 3, 2018 · Amount on Record
Deed Document Number	2026161
Prior Transfer Date	Aug 19, 2010
Prior Transfer Doc	0000007255
Record Updated	Oct 29, 2026

January 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Jan 9, 2026
Property Address	4972 FM 2088, GILMER, TX 75644-5448
Document Number	0202600161
Instrument Date	Jan 9, 2026
Instrument	202600161
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	SB TITLE COMPANY, US TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4972 FM 2088, GILMER, TX 75644-5448

Mortgage

Document Number	0202600162
Date	Jan 9, 2026
Instrument	202600162

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

July 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Jul 3, 2018
Property Address	4972 FM 2088, GILMER, TX 75644-5448
Document Number	201804554
Instrument Date	Jun 20, 2018
Instrument	201804554
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4972 FM 2088, 4972, GILMER, TX 75644-5448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 RAINBOW DR # 2103, 2103, LIVINGSTON, TX 77399-1021

Mortgage

Document Number	201804555
Date	Jul 3, 2018
Instrument	201804555

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2033

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Union Hill Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,048.00 (+380.73%) Homeowner's exemption	$78,290 (-1.19%) Land $9,727 Building $68,563	$78,290 (-1.19%) Land $9,727 Building $68,563
2025	$218.00 (+9%) Homeowner's exemption Senior Citizen's exemption	$79,230 (+11.09%) Land $20,720 Building $58,510	$79,230 (+11.09%) Land $20,720 Building $58,510
2023		$71,320 Land $15,830 Building $55,490	$71,320 Land $15,830 Building $55,490
2022	$200.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 43% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHARON WSC serves 9,111 people · EPA ID TX2500020
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on FM 2088

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