4858 FM 2088, Gilmer, TX 75644 Property Records

Upshur County property record for 4858 FM 2088, Gilmer, TX 75644

Property Summary

Property Type	Residential
Details	2 ba · 4,531 sqft · built 1987
Lot Size	3.9 acres (169,884 sqft)
Owner	2 Individual Names on File
Last Sale	$143,600 (Oct 2009)
Tax Bill	$3,180 (2026)
Deeds & Mortgages	Aug 2026 Sale Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`133U-S04-000-001-1`

Property Details

APN / Parcel Number

Primary APN	`133U-S04-000-001-1`
Alternative APN	`65047078`

Interior

Full Baths	2 Baths
Building Area	4,531 sqft Total Area
1st Floor Area	2,728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	169,884 sqft (3.9 acres)
Garage Type	Carport
Garage Area	625 sqft
Carport	Carport
Carport Area	625 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	133U-S04-000-001-1
Street Address	4858 FM 2088
City	GILMER
State	TX
Zip	75644-5446
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	ABS A133 DAVENPORT, CHARLES G,TRACT 1-1, 3.9 ACRES & A515 WIGGINS & HOUSE
Legal Subdivision	CHARLES G SURVEY A-133
Legal Tract	1
Jurisdiction	UPSHUR TX
Township / Civil Division	BETTIE
Census Block Group	2
Census Block	2058
Census Tract	950200

Owner

4858 FM 2088, a residential property, is owned and occupied by two individuals who bought it in October 2009.

Source: Upshur County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4858 FM 2088, GILMER, TX 75644-5446
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2009 · Amount on File
Deed Sale	Oct 27, 2009 · Amount on File
Deed Document Number	20098186
Deed Book / Page	890 / 778
Prior Transfer Date	Oct 23, 2009
Prior Transfer Doc	000890/778
Record Updated	Oct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UPSHUR TX
Recording Date	Aug 20, 2026
Property Address	4858 FM 2088, GILMER, TX 75644-5446
Document Number	0000005667
Instrument Date	Dec 18, 2023
Instrument	20265667
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	242 WHITE CEDAR ST, HOUSTON, TX 77015-1519
Investor	Possibly a Property Investor

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	4858 FM 2088, GILMER, TX 75644-5446
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202209182
Date	Nov 1, 2022
Instrument	202209182

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 4858 FM 2088 was $3,180, down 3.3% from the year before.

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Union Hill Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,180.00 (-3.31%)	$237,430 (-3.33%) Land $54,460 Building $182,970	$237,430 (-3.33%) Land $54,460 Building $182,970
2025	$3,289.00	$245,620 Land $56,390 Building $189,230	$245,620 Land $56,390 Building $189,230
2023		$231,920 Land $46,920 Building $185,000	$231,920 Land $46,920 Building $185,000
2022	$1,373.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4858 FM 2088 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4858 FM 2088 is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 43% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHARON WSC serves 9,111 people · EPA ID TX2500020
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on FM 2088

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