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4971 Winding Spring Cir, Coldstream (Louisville), KY 40245 Property Records

Louisville/Jefferson County Metro Government property record for 4971 Winding Spring Cir, Coldstream, KY 40245 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,519 sqft · built 1979
Lot Size0.218 acres (9,527 sqft)
Owner2 Individual Names on File
Last Sale$74,800 (Jun 1988)
Tax Bill$1,295 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN21171802940000

Property Details

APN / Parcel Number

Primary APN21171802940000
Alternative APNs
  • 171802940000
  • 00004443

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Building Area1,519 sqft Finished Area
Basement Area515 sqft Basement
Finished Basement170 sqft Finished
Stories2 Stories
FlooringCovered
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,527 sqft (0.218 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached
Garage Area529 sqft Garage

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00004443
Street Address4971 WINDING SPRING CIR
CityCOLDSTREAM
StateKY
Zip40245-1865
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIRREG
Legal SubdivisionCOLDSTREAM
Legal Lot Number294
JurisdictionJEFFERSON KY
Township / Civil DivisionNORTHEAST JEFFERSON
Census Block Group2
Census Block2002
Census Tract10324

Owner

Source: Louisville/Jefferson County Metro Government records · APN 21171802940000

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4971 WINDING SPRING CIR, LOUISVILLE, KY 40245-1865
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 09, 1988 · Amount on Record
Deed SaleJun 09, 1988 · Amount on Record
Deed Document Number0005777824
Record UpdatedJun 08, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address4971 WINDING SPRING CIR, COLDSTREAM, KY 40245-1865
Transaction TypeMortgage
Record UpdatedMar 02, 2023
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4971 WINDING SPRING CIR, LOUISVILLE, KY 40245-1865

Mortgage

Document Number0000012935
DateJan 19, 2023
Book PageM 18382/492
Instrument2023012935
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 05, 2053

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
MunicipalityColdstream City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,295.00 (-5.89%) Homeowner's exemption$165,200 (-) Land $45,000 Building $120,200
2024$165,200 (-) Land $45,000 Building $120,200
2023$1,376.00 (-5.04%) Homeowner's exemption$165,200 (-) Land $45,000 Building $120,200$165,200 (-) Land $45,000 Building $120,200
2022$1,449.00 Homeowner's exemption$165,200 Land $45,000 Building $120,200$165,200 Land $45,000 Building $120,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Louisville/Jefferson County Metro Government (21111C), updated January 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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