4960 Winding Spring Cir, Coldstream (Louisville), KY 40245 Property Records

Louisville/Jefferson County Metro Government property record for 4960 Winding Spring Cir, Coldstream, KY 40245 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1982
Square Footage	1,054 sqft Finished Area
Lot Size	10,560 sqft (0.242 acres)
Occupancy	Owner Occupied
Last Sale	$98,700 (2002)
Tax Bill	$1,747.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`21171802620000`
Alternative APNs	`171802620000` `00004791`

Interior

Full Baths	2 Baths
Building Area	1,054 sqft Finished Area
Stories	1 Stories
Primary Flooring	Covered Flooring

Exterior

Year Built	Built 1982
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,560 sqft (0.242 acres)
Depth X Width	133 ft x 79.4 ft Depth x Width

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	00004791
Street Address	4960 WINDING SPRING CIR
City	COLDSTREAM
State	KY
Zip	40245-1895
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	79.44 X 133.30
Legal Subdivision	COLDSTREAM
Legal Lot Number	262
Jurisdiction	JEFFERSON KY
Minor Civil Division	NORTHEAST JEFFERSON
Census Blockgroup	2
Census Block	2016
Census Tract	10324

Owner

Source: Louisville/Jefferson County Metro Government records · APN 21171802620000

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4960 WINDING SPRING CIR, LOUISVILLE, KY 40245-1895
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 25, 2002 · Amount on Record
Deed Sale	Apr 25, 2002 · Amount on Record
Deed Doc Number	0000786989
Deed Book / Page	7869 / 0089
Record Refreshed	Jun 08, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	4960 WINDING SPRING CIR, COLDSTREAM, KY 40245-1895
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050371
Date	Apr 02, 2024
Book Page	M 18821/235
Instrument	2024050371

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2054

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Coldstream City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,747.00 (-3.59%)	$156,550 (-) Land $45,000 Building $111,550
2024			$156,550 (-) Land $45,000 Building $111,550
2023	$1,812.00 (-0.38%)	$156,550 (-) Land $45,000 Building $111,550	$156,550 (-) Land $45,000 Building $111,550
2022	$1,819.00	$156,550 Land $45,000 Building $111,550	$156,550 Land $45,000 Building $111,550

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Louisville/Jefferson County Metro Government (21111C), updated January 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.