4968 Rustic Oaks Cir, Naples, FL 34105 Property Records

Collier County property record for 4968 Rustic Oaks Cir, Naples, FL 34105

Property Summary

Property Type	Single Family Home
Details	3,113 sqft · built 2005
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on Record
Last Sale	$2,642 (May 2024)
Tax Bill	$8,248 (2025)
Deeds & Mortgages	May 2024 Transfer Jan 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`174200 214A13`

Property Details

APN / Parcel Number

Primary APN	`174200 214A13`
Alternative APN	`22730000565`

Interior

Stories	1 Story
Building Area	3,113 sqft Living Area
1st Floor Area	3,113 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	125 ft deep x 78 ft wide
Pool Area	330 sqft
Deck Area	893 sqft

Location & Zoning

Street Address	4968 RUSTIC OAKS CIR
City	NAPLES
State	FL
Zip	34105-4521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BANYAN WOODS LOT 21
Legal Range	25
Legal Township	49
Legal Section	13
Legal Subdivision	BANYAN WOODS
Legal Tract	174200
Legal Block	3
Legal Lot Number	21
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3000
Census Tract	10432

Owner

Source: Collier County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4968 RUSTIC OAKS CIR, NAPLES, FL 34105-4521
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jan 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Dec 18, 2019	Grant Deed, Transfer LUTGERT TITLE, LUTGERT TITLE LLC
Nov 13, 2018	Quit Claim Deed, Foreclosure TITLE 365
Jan 31, 2018	Trustee's Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2024 · Amount on Record
Deed Sale	May 1, 2024 · Amount on Record
Prior Sale	Dec 18, 2019 · Amount on Record
Deed Document Number	20246539702
Deed Book / Page	6354 / 3454
Prior Transfer Date	Apr 25, 2024
Prior Transfer Doc	0063543454
Record Updated	Jun 8, 2026

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	May 1, 2024
Property Address	4968 RUSTIC OAKS CIR, NAPLES, FL 34105-4521
Document Number	0063543454
Book / Page	6354 / 3454
Map Reference	MB 36 PG 93
Instrument Date	Apr 25, 2024
Instrument	6539702
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4968 RUSTIC OAKS CIR, NAPLES, FL 34105-4521

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4968 RUSTIC OAKS CIR, NAPLES, FL 34105-4521

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4968 RUSTIC OAKS CIR, NAPLES, FL 34105-4521
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	LUTGERT TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057202847
Date	Jan 27, 2020
Book Page	5720/2847
Instrument	5820348

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.55%
Type Change Date	Feb 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.55%
Index	1-Year LIBOR
Max Rate	9.55%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4968 RUSTIC OAKS CIR, NAPLES, FL 34105-4521
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	FLORIDA ABSTRACT & SECURITY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057982184
Date	Aug 6, 2020
Book Page	5798/2184
Instrument	5904767

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.45%
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.45%
Index	1-Year LIBOR
Max Rate	7.45%

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 18, 2019
Property Address	4968 RUSTIC OAKS CIR, NAPLES, FL 34105-4521
Document Number	0057071833
Book / Page	005707 / 001833
Instrument Date	Dec 13, 2019
Instrument	5804922
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	LUTGERT TITLE, LUTGERT TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$4,214.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4968 RUSTIC OAKS CIR NAPLES FL 341054521, NAPLES, FL 34105-4521

November 2018: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 13, 2018
Property Address	4968 RUSTIC OAKS CIR, NAPLES, FL 34105-4521
Document Number	0055703922
Book / Page	005570 / 003922
Instrument Date	Nov 9, 2018
Instrument	5636011
Transaction Type	Foreclosure
Record Updated	Nov 27, 2018
Title Company	TITLE 365

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620

January 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 31, 2018
Property Address	4968 RUSTIC OAKS CIR, NAPLES, FL 34105-4521
Document Number	0054722631
Book / Page	005472 / 002631
Instrument Date	Jan 18, 2018
Instrument	5503665
Transaction Type	Transfer
Record Updated	Feb 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,248.00 (+2.29%) Homeowner's exemption	$879,444 (+5.99%)	$1,163,870 (+12.4%) Land $562,697 Building $601,173
2024	$8,063.00 (+0.7%)
2023	$8,007.00 (-2.92%) Homeowner's exemption	$829,766 (+3%)	$1,035,516 (+7.53%) Land $404,625 Building $630,891
2022	$8,248.00 Homeowner's exemption	$805,598	$963,002 Land $291,769 Building $671,233

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hotwire Communications, T-Mobile.

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